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Legal, pensions and money

Part time work in retirement

(46 Posts)
Gummie Sun 11-Feb-24 08:06:52

I’m 64 and still working full time. I’m pretty much done with working and would really like to retire before my state pension date. I could do it and think I will resign early next year. I’ve worked full time since I was 17 and I’m done with the daily grind. All of my siblings are retired, they all retired early and they seem to love it.

I’ve always fancied getting a little job a couple of days a week in a garden centre or book shop or something. Do employers take on 60+ people for part time ‘pin money’ roles?

nipsmum Thu 15-Feb-24 15:11:19

I retired aged 68, after being a nurse for 50 years. I had worked in Nursing homes but didn't want to do that any more. I volunteered with WRVS and The local Meals on Wheels delivery service. With WRVS I used to take people to the supermarket or to appointments in Opticians, Doctors , Dentists, Chiropody and Hospitals.. I loved doing it. Maybe try something along these lines.

Retired65 Thu 15-Feb-24 16:50:47

I continued with my part time job until I was 72 and deferred my state pension until I retired from my Teaching assistant post. I use to teach and I took that when I was 60. I didn't get a full teachers pension though.

melp1 Thu 15-Feb-24 18:23:04

I went from a 4 day week to a two day week once my pension kicked it. Then stayed until I reached 70. Enjoyed my job but I'm now enjoying retirement. I would try to reduce your hours if possible where you are.

Gundy Fri 16-Feb-24 04:18:10

Gummie Absolutely, yes they do still take on seniors for part time work! Go for it.

I’d do it myself if I weren’t so lazy in my retirement. I kinda think I’m done with work-work.

Chardy Fri 16-Feb-24 09:15:25

Local nurseries seem pretty desperate for workers. The govt 'free childcare' which doesn't cover costs and workers leaving have left them in a difficult position.

PinkCosmos Fri 16-Feb-24 09:35:36

maggic

Why not negotiate a part-time contract in your current role? This is what I did, and gradually tapered down to retirement. It meant I continued to work at the same salary level, pro rata, and also continued to contribute to my pension scheme. It helped that I enjoyed the job I was doing!

I would agree with maggic and ask if you could go part time in your current job etc. Unless you dislike your job that much that you can't bear to do it anymore.

I am 66 and received my state pension last year. I am also still working full time. I have deferred my work pension and am still paying in. I no longer pay national insurance as you stop paying when you get your state pension.

I enjoy my job and it isn't stressful. I need to decide whether to continue to work full time for another year and defer my pension again. I will probably be making this decision year on year. Much will depend on other things such as mine and DH's health. DH does not have a private pension

I am worried about leaving my current job as I don't feel confident that I will be in a good, long term financial position if I retire now. I am sure that they would let me go part time if I asked. I think I would rather do this than leave and try to find a job in a garden centre where you are standing up all day and it might be quite cold much of the time. Give me a centrally heated office any day.

Abcdefg Thu 29-Feb-24 19:14:30

I tried something completely different, 40 years doing payroll, retired and went to work on the till at B& Q did that for 4 years, 16 hrs per week then moved to GP receptionist for 3 years until I was made redundant last August. Waiting for major surgery/recovery then will start looking around. Currently 71.

Gummie Fri 01-Mar-24 06:43:14

Thank you all for your responses. I’m very much looking forward to handing in my notice and retiring. It’s good to know that there will still be part time opportunities out there if I want them.

The thought of being free to choose how I will spend my days is exciting.

Sandytoes Fri 01-Mar-24 08:40:41

I am sure you will find something Gummie , we retired early almost 3 years ago on a much reduced income and have both managed to pick up a few hours a week part time work. The cost of living increases have eaten into our original budget so the extra work provides a few luxuries eg a holiday etc . We are still glad we retired though, as we have more free time even though we now some caring responsibilities which wouldn't have been possible to cope with in full time work .

Annagonzalez09 Sat 18-Jan-25 15:31:21

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Allira Sat 18-Jan-25 16:06:51

Reported.

Harris27 Sat 18-Jan-25 16:25:27

Go part time in your present job if you can. That’s what I’ve done.

Harris27 Sat 18-Jan-25 16:27:04

Totally true chardy that’s where I’ve worked for years.

Jaxjacky Sat 18-Jan-25 16:36:20

Year old post resurrected by spam

NonGrannyMoll Sat 18-Jan-25 16:41:51

DH and I both retired before our due time and, personally, I wish we hadn't. You still have to pay out all your usual expenses (except maybe the cost of travelling to work) and where is the necessary money going to come from if you don't have either a job or a pension? You can end up with a job you like no better than the job you've just left - and (especially if it's only part-time) the new one could well have no comparable pension scheme. You could end up in the long run with less income and a smaller pension - plus the cost of living isn't going to stop rising any time soon. Ploughing on to the bitter end now seems like the sensible option, no matter how cheesed off with it we were when we left.

LOUISA1523 Sat 18-Jan-25 16:46:19

Purplepixie

Retire and enjoy your retirement and step down and let one of the younger ones have a job. My friend still works full time at the age of 70. Why? Give the young ones a chance of work. I retired at the age of 62 after working since I was 15 and enjoy my life. Yes, there are little part time jobs at garden centres etc but what are you afraid of? I love retirement.

Easy to say if you have sufficient funds for retirement...not everyone does....why should an older person retire to make way for a younger person then live in poverty ? ..... guessing you very comfortable financially to be posting this

Allira Sat 18-Jan-25 16:48:03

Jaxjacky

Year old post resurrected by spam

Yes

It's an old thread resurrected by a spammer

M0nica Sat 18-Jan-25 19:38:32

Our postmistress didn't retire until well into her 70s, she went part time for some years before then.

Look around yu when your are out and see how many people you see in all sorts of jobs areover retireement aage. Especially in shops and retail outlets of all kinds. Older people are usually good in dealing with people of all ages.

Jaxjacky Sat 18-Jan-25 20:23:32

I imagine after a year Gummie has made a decision