maggic
Why not negotiate a part-time contract in your current role? This is what I did, and gradually tapered down to retirement. It meant I continued to work at the same salary level, pro rata, and also continued to contribute to my pension scheme. It helped that I enjoyed the job I was doing!
I would agree with maggic and ask if you could go part time in your current job etc. Unless you dislike your job that much that you can't bear to do it anymore.
I am 66 and received my state pension last year. I am also still working full time. I have deferred my work pension and am still paying in. I no longer pay national insurance as you stop paying when you get your state pension.
I enjoy my job and it isn't stressful. I need to decide whether to continue to work full time for another year and defer my pension again. I will probably be making this decision year on year. Much will depend on other things such as mine and DH's health. DH does not have a private pension
I am worried about leaving my current job as I don't feel confident that I will be in a good, long term financial position if I retire now. I am sure that they would let me go part time if I asked. I think I would rather do this than leave and try to find a job in a garden centre where you are standing up all day and it might be quite cold much of the time. Give me a centrally heated office any day.