Post a cheque

All the banks have closed in my town but we are getting a banking hub so I will be able to pay in to the BS bank as the post office will not accept cheques to that BS.

There seems to be a belief that you have to have a smart phone to use an app.
An app can be downloaded to an iPad or a laptop. Once you have the banking app of your bank you can pay in a cheque as easy as 123.

I would be devastated if cheques were phased out. I don’t have internet banking so can’t transfer money so usually send a cheque in a card for birthday presents. I used about 3 chequebooks a year. Also my husband is a gardener and still gets the odd cheque from (mainly elderly) customers.

Can you not pay in through online banking? I can

I usually post a cheque to my branch with a paying in slip. Seems to work fine.

I read somewhere that cheques will be phased out by 2029. Don’t know how accurate that is,

I now only use them to pay my chiropodist who comes to the house. He is happy to take them, so far.

welbeck

i asked my bank to write a banker's draft for a particular purpose.
from my account funds, obviously.
they said they couldn't do that, didn't seem to know what i meant.
when i mentioned the word cheque, trying to explain, they said would i like a cheque book for my account.
while i waited.
they brought it out, with about 5 cheques in it and showed it to each other, marvelling.
they then found a cover for it and proudly presented it to me.
they had printed/bound it the wrong way round, and the stubs were on the outside, so in detaching the written cheque, the stub was there too.
i just detached the stub and put it inside the cover.
for my records.
an interesting experience.

A banker's draft would have incurred charges so be glad you had a cheque .

I use the Post Office too, less likely to go missing than posting it I would think?

I use the post office to pay any cheques in. Never had a problem

I don’t trust Royal Mail at all I have so many things either gone missing or taking weeks/months to arrive

Just to let you know after I paid in the cheque last year and it went missing, the Post Office have no way of tracing it. It was put in a special envelope the PO gave me with the bank name on and yet they still could not find it. No wonder they are in a bit of a mess. I was told to wait a couple of weeks to see if it turned up. Hopeless. I did get a replacement cheque from the BS and paid it in at the mobile banking van, but the van was cancelled earlier this year. Banking is a terrible service now.

Most banks have a facility for paying cheques in, and some have a dedicated address for receiving cheques. Their websites usually have the details.

In your circumstances I would use the Post Office again, or ask a friend or relative to take it to a bank for you.

I love the banking app and use it on the iPad as well as the phone.

You can opt to have a cheque or bank transfer from HMRC.

I think HMRC only send out cheques as well, no BACS.

welbeck 😱

How extraordinary! Funny but shocking too!

I do not write cheques anymore either. This is a building society cheque. When I asked why the money could not be paid to me by bank transfer, they said unless it was one of their bank accounts it would have to be a cheque. I cannot see what difference it makes. How old fashioned is that. This is a very well know BS as well.

i asked my bank to write a banker's draft for a particular purpose.
from my account funds, obviously.
they said they couldn't do that, didn't seem to know what i meant.
when i mentioned the word cheque, trying to explain, they said would i like a cheque book for my account.
while i waited.
they brought it out, with about 5 cheques in it and showed it to each other, marvelling.
they then found a cover for it and proudly presented it to me.
they had printed/bound it the wrong way round, and the stubs were on the outside, so in detaching the written cheque, the stub was there too.
i just detached the stub and put it inside the cover.
for my records.
an interesting experience.

nanna8 cheques are quite rare now I think.
They do still exist but mostly we have card/bank/phone payments now.
I pay my window cleaner by bank transfer for example. That would have been cash in the "old days". Even my 100 year old mother-in-law doesn't write cheques anymore.

I would have to turn out a drawer here to find my checkbook! I have a business checkbook also and think I've used it once since 2016.

ring your bank and ask.

In your shoes, I would risk the PO again, thinking surely it will be ok this time?

I'd be happy posting them. Never had any problems doing this. Last one was a couple of years ago but not so very different now I'd think.

I used to quite often post cheques for paying in.
I always sent them to my "home" branch but think you could send them anywhere.

I've also paid them in by scanning them.

I have not posted it yet. Where I lived before I used to put cheques in an envelope and put it in the outside post box of my bank if I was shopping too early and the bank was not open. This time I would have to put it in the mail to the bank which I think would be ok. I do not have anyone to take it to the bank for me.

We don’t have cheques anymore. I am surprised you do, usually the UK is ahead of us.

truman

I do not have a smart phone so I cannot use the app.

Do you have an iPad or other tablet the app could go on?