Post a cheque

I write cheques all the time. My milkman has one every week. he doesnt seem to complain . I send for cheque books and the bank send them. I usually send my cheques into the bank by post. It takes around a week to clear them but I dont mind. Other than that I go to the ATM and take cash out to spend and use for many transactions

There are plenty of us still around who don't have smart phones, "Apps" and electronic banking. I know they want people to change but unless someone ( bank or government teat ) want to buy me a smart phone and pay for its upkeep/contract, then I wont be getting one. I have no real need of one outside of this.

I take cheques or cash to my local post office, with a paying-in slip. No problems.
I still do occasionally write a cheque.

Cabbie21

I have just heard that the DVLA insist on a cheque or postal order(!) in payment for a Driving licence. When are they going to move into the 21st century?

I paid using their online facility

My bank allow me to pay in via the app from the comfort of my home or via one their own cash point machines

I use cheques to send to charities and also for gc as gifts on birthday or Christmas though more recently give them cash.

I would not want to transfer money to their accounts as they probably woukdnt even notice. At least a cheque they can see the gift.
Certainly the charities I support usually send an envelope which I use to send them my cheque.
I don’t do online banking but am clearly a dying breed.

Just in case anyone is interested, I posted the cheque to the main branch of my bank, It took 4 days to arrive and 2 days to clear the funds.

You can pay in cheques at any ATM Easy to do, just follow directions on screen, and you can get a photo of that transaction for your records.

Cabbie21

I have just heard that the DVLA insist on a cheque or postal order(!) in payment for a Driving licence. When are they going to move into the 21st century?

That's only if the applicant insists on using the postal service instead of applying online or going into the post office.
I don't think its the DVLA that need to move to the 21st century but those who insist on using outdated banking methods such as cheques.

rocketship

I still use cheques mostly when I send money to the kids by mail for their birthdays.
My bank [a credit union] says cheques are slowly on the way out and banks prefer people use e-transfers..... Sighhhh.....

Sadly that is the root of the problem! Banks prefer e-transfers so they can close more branches so people are forced to use e-transfers! My local bank branch closed but there is still a branch in the town centre, but when I was working I could only go there on a Saturday as weekdays they closed before I could get there whereas the local branch was just within reach when I finished work - ok now I'm retired!

My local Nationwide branch closed despite protestations from many locals. Then shortly after they brought out the ad about Nationwide not closing branches and being 'different' . That made me really angry and I've written to say so and mentioned it in questionaires they have sent out. I mostly use online banking but there are occasions when speaking to a person over a counter is what you need. They claimed the branch was underused, but there was always a queue whenever I went there!

They are disenfranchising many people, especially the elderly who sometimes don't have smartphones or computers! My mum never had even a basic mobile let alone a smartphone or computer, and would have been horrified at the way things have gone.

A lot of banks do have an address to post although it's often not advertised easily. I have just posted one for my son's ISA which ironically is the only way to pay in a cheque at all. You just put sort code and account number on back. Then post it to them it takes a bit longer than scanning on phone does with our current account but is good if you.domt have smart phone.

I have no idea where our cheque books are. Maybe in the safe. I did find a paying in book the other day.

It's like a blast from the past talking about cheques!

I have used the Post Office to pay in cheques but always take a photo first.

Never had any problems.

Cabbie21

I have just heard that the DVLA insist on a cheque or postal order(!) in payment for a Driving licence. When are they going to move into the 21st century?

That’s if you apply by post, which is probably very rare.

grannybuy

I sometimes use cheques for gifting money. Mainly, I use them if I donate to a charity after receiving a request from them by post. I send the cheque rather than giving my credit card details.

Your Bank details (sort code and account number) are printed on cheques. It's the same as giving your credit card details.

I consider online transfers to be safer than giving credit card details.

I sometimes use cheques for gifting money. Mainly, I use them if I donate to a charity after receiving a request from them by post. I send the cheque rather than giving my credit card details.

Get your bank app - and you can pay it in on the app.
Be patient and should be ok. Or ask an internet savvy member of your family (grandchild) to help!
Good luck and let us know how you get on 👍

We just got a cheque for the refund on the road tax for the car we just traded in. We paid the road tax on line.

I still use cheques mostly when I send money to the kids by mail for their birthdays.
My bank [a credit union] says cheques are slowly on the way out and banks prefer people use e-transfers..... Sighhhh.....

I have just heard that the DVLA insist on a cheque or postal order(!) in payment for a Driving licence. When are they going to move into the 21st century?

Tattooedfidelma

I would be devastated if cheques were phased out. I don’t have internet banking so can’t transfer money so usually send a cheque in a card for birthday presents. I used about 3 chequebooks a year. Also my husband is a gardener and still gets the odd cheque from (mainly elderly) customers.

I used to send cheques to nephew and niece for presents but now do bank transfers after one went missing. Now I do transfers but don't think it is really a good way to receive a present. I never really know if they've noticed that it has been sent, only my niece thanks me, a couple of weeks later.

I agree, my bank have closed four branches that I used to visit now. We can still get to another that is 45 minutes away by bus, but there are terrible queues there and if possible I pay in using their ATMs which they'll help with if necessary.
I do use a banking app now to pay in, but the banks will only accept cheques for a certain amount in this way. Larger cheques still have to be taken to a bank or PO. They suggested that I get a new paying in book which now has a barcode and use that at the post office, so perhaps no need for the envelope you previously had to use as it is simply scanned when the cheque is accepted?
It is insane that your BS won't use BACS, I've used a few building societies over the past 20 years or so and never had this problem. Perhaps you should change building societies, though you may need to use them online. I use the Coventry Building Society and can call them if I have any problems with using the online services, they're very helpful indeed.

I have paid in cheques via the Post Office with no problem and they do give you a receipt.

I use my local Post Office in Waitrose all the time to pay in cheques with no problems. It is also very good for drawing out cash as well.