They seldom look and in any event you can spend your own money as you wish. We can't live our later lives worrying about every penny we spend in case the LA might object further on down the line!
Even if they looked back they are only seeking large amounts given to family, or house put into someone else's name.
When we were in this situation the LA took our declared funds at face value ... for all they knew we could have recently sidelined millions! ... I wish!
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