CariadAgain
Jaxjacky
As others have said ‘not known at this address’ written on it and reposted as it is.
I believe if a persons address is "compromised" in this way that the home-owner themselves might have problems getting credit if they need it themselves. I don't anticipate having to buy anything on credit ever again and have a completely clean "financial slate" personally - but one never knows and I certainly wouldnt want to be refused credit I was due for on the grounds of my address having been compromised.
As I understand it - advice is to be careful if one's address has been misused like this.
All I can say is that this mistaken address problem has happened to us quite frequently , but no one has done anything to compromise my credit record.
The most damaging thing for your credit record is having none at all. You say you never plan to buy anything on credit ever again, that is really offering a hostage to fortune. It only needs something trivial to mean you need to do that even if for ony a few days and you might be very glad of it.
The main thing is to have at least one credit card that you use a couple of times a month, and clear at the end of each month.
It is like always renewing your driving licence even after you stop driving. We are asked so often to provide identification - current driving licence or current passport and if you have neither providing acceptable evidence can be very difficult.
The same with credit. You may never plan to have it ever, but you do not know. Just keep one credit card tripping along with a few purchases every month and cleared at the the end. Then if you do need credit, you do at least have a credit record.