Allira
Our house insurance went up by 24% having gone up by 25% the previous year. They immediately dropped the increase to 11% after a phone call!
We have not claimed, are not on a flood plain or any other high risk area.
Time to look at comparison sites. Unfortunately none of us can do that with Council tax or water rates.
You could ask to be put on a water meter.
We are on a smart water meter. The increase is on the monthly direct debit and assumes we will use the same amount of water as last year. I have told DS he'll have to limit the use of the pressure washer!
Our house insurance is due for renewal. I'll be shopping around.