Gransnet forums

Legal, pensions and money

Pension credit

(103 Posts)
Liloldlady Sun 04-Jan-26 23:11:13

I totally agree with you watermeadow, my pensions are the same as yours, nothing extra at all, and I'm on my own.
I'm quite happy for people to receive pension credit but why are they given so many extras, the list is endless. I'd love some help with my high energy bills, some extra loft insulation maybe, TV licence, dentist, spectacles etc etc but don't qualify for anything.

M0nica Sun 04-Jan-26 20:23:46

I am sorry, but my response may be hard, but there have to be cut off points, and when they occur they are unfair for those just on or above the cut off point.

I have often thought about this in many contextx, but I cannot think of a solution. It is something that comes up in so many contexts. When people cease to receive a benefit, means tested (like PC), or anything else, there is a group just on and above the line who suffer.

If you can think of a solution for making these cut-off points fairer, you should qualify for a Nobel Prize.

watermeadow Sun 04-Jan-26 19:59:23

My sister and I have exactly the same gross income. I get a state pension plus a work pension of £4000 per year, on which I pay income tax.
My sister has only her state pension so she is eligible for Pension Credit. This brings her income up to the same as mine but also entitles her to a host of extras.
We both have just enough to live on, which is good, but it’s not fair that I’m paying tax and get none of her extras like a free TV licence. Agreed?