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Legal, pensions and money

House insurance increase

(15 Posts)
Kaitop Sun 03-May-26 17:22:58

I’ve had a renewal notice from Admiral for house insurance that’s increased by £250 !
We haven’t claimed on it this year. Is this normal or should we go through the agony of shopping around?

MT62 Sun 03-May-26 17:30:30

Shop around for sure

MT62 Sun 03-May-26 17:31:28

I’ve just saved £105 on my car insurance by shopping around.

Mollygo Sun 03-May-26 17:34:11

Contact them first. Our insurance quote came in at less than we paid this year. Usually they offer a saving of at least £20-£50.
If that fails, then I shop around.

Georgesgran Sun 03-May-26 17:44:13

Definitely shop around. It’s only a few minutes to input the details with the big comparison websites.

In March, I ditched Halifax after 2 years, as they couldn’t compete with other providers. They did offer a reduced premium, but that came with reduced cover, which I didn’t want to accept.

Kaitop Mon 04-May-26 17:12:39

Thanks for your comments. I’ll definitely check out the competition.

Grannynannywanny Mon 04-May-26 17:24:05

I always shop around. I use conparethemarket.com. It’s quick and easy to use. I’ve renewed with PolicyExpert again this year as I’ve found them the most competitive.

Kaitop Mon 04-May-26 18:11:55

I have just saved myself £500!!!! Unbelievable!

Kaitop Mon 04-May-26 18:15:02

I used compare the market and the winner was intelligent insurance

MT62 Mon 04-May-26 18:20:41

Oh excellent 👏👏👏👏

Grannynannywanny Mon 04-May-26 18:25:39

Well done!

M0nica Mon 04-May-26 18:58:21

Once you have been with a company a couple of years they reckon you are a soft touch and boost your premium. Ring them and they reduce it.

As far as I sm concrened, the first offer should also be their last offer. If they lower it , it shows that they took me for a fool when they sent the inflated figure, and that is not acceptable.

Doodledog Mon 04-May-26 19:02:14

I was with Admiral for a while, and whilst they started as much more competitive than my previous insurer (Halifax) they ended up being ridiculously expensive.

I switched, and got a much better deal, and have since switched again. Just beware of doing so too close to the end of the contract, as my last lot tried to charge me a fee for 'early withdrawal' when in fact I didn't renew. I got it waived, but it took determination.

Grantanow Thu 07-May-26 09:41:07

Shop around. I saved by doing so.

dalrymple23 Thu 07-May-26 14:12:13

For contents insurance, I was with Norwich Union (now Aviva) for years and years. Their premium was getting ridiculously high. I started using a broker who saved me about £400 a year. The insurance company? Aviva! What goes on there?

I was renewing my car insurance with Hastings Direct and, whilst we were on the phone, the premium was dropping in £50 increments until it reached £150. I grabbed it there and then! The how, whys and wherefores, I have no idea!

It is probably just me, but I HATE shopping around with a vengeance! Either pure idleness or the utter boredom with the whole palaver!!