I didn't take HRT. Maybe my experiences would have been different if I had taken it, but there's no way of knowing because I didn't take it....! All I can do is tell you what my menopause was like. I had huge memory problems which made both my working and personal life difficult (I wouldn't just forget promising to do something, I forgot even the act of promising). My sex drive went into, well, OVER-drive (DH wasn't complaining, but it meant I was forever "fancying" other men, which was awful and out of character. I put on weight, suffered horribly from insomnia and went into obsessive nest-building syndrome. Would any or all of that have been avoided if I'd take HRT? Maybe, maybe not. We're all different, so my experiences will certainly not be the same as other women's. We either try HRT and see how it goes for us, or we don't (and see where Mother Nature takes us). Good luck with it anyway.