IDS is hitting poor pensioners with welfare reform as much as working poor of all ages, who are the bulk of those going to food banks.
Welfare reform is not only about the unemployed, which includes those lost or sanctioned off benefit (and so no vouchers to food banks) over 60 and disabled / chronic sick lost benefits.
If you get a state pension and benefits, you get taxed even if between them still below the basic tax allowance.
Unemployment benefit is only 3 per cent of the benefits bill, and includes those raised retirement age women 60 from 2013 and men from 65 to 66, yet people over 60 are not listed in the unemployment statistics by government.
97 per cent of the benefits bill is the working poor and poor pensioners, which includes half of women over 50.
You get your state pension payout even if remain in your job.
Winter Fuel Allowance is threatened after 2015, but if below retirement age and lose benefit, also lose access to Cold Weather Payments.
These are your children, to the great grandparent generation alive today.
Worse is to come from 2016 with the Flat Rate Pension, that is not more, but less or nil state pension for life for your children from 60/65 from 2016:
- End of Pension credit new claimants from 2016
- End of State Earnings Related Pension and State Second Pension, so no triple lock guaranteed annual rise for these additional pensions
- End of housewife's 60 per cent state pension from husband's contributions new claimants from 2016, with housewife no state pension of her own from too low waged / less than 14 hours each job to qualify to pay for NI credits and no state pension pro rata if less than 10 years NI credits
- End of widow inheriting husband's state pension
- End of divorcees having a state pension from husband's contribution, when none of her own
- Less state pension as need 35 years NI credits instead of now 30 years and to be fully paid up in SERPs / S2P. Will not be able to top up NI credits from 2016.