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Another Brexit "benefit"

(270 Posts)
Dinahmo Thu 17-Sept-20 12:26:30

Those of us living in the EU are about to be deprived of the use of our Barclaycards as a direct result of the UK leaving the EU. Like many others who have retired to France, Spain, Portugal, Italy and other EU countries my income derives from the UK and I use my card to purchase items from the UK and also when we visit.

So, a hearty thank you to all you Leavers for making our lives just that little bit more difficult.

Alegrias Thu 17-Sept-20 20:09:21

For those saying "well you chose to live abroad"; up until we left the EU we had rights to live anywhere within the EU and keep all the benefits of our UK citizenship as well as our EU citizenship. So "choosing to live abroad" in the EU wasn't like moving to Outer Mongolia. And before anyone tells me what they had to do differently in France/Spain/Germany/wherever, I lived in France. So for example, we needed a Carte de Sejour ID card, but all the French people needed ID cards as well. Losing the right of free movement around the EU is a huge deal and it will deprive people and organisations of opportunities.

Ellianne Thu 17-Sept-20 20:05:29

biba70
Sorry, but I was referring to the comment about covid testing which was completely irrelevant and had nothing to do with goalposts changing.

Callistemon Thu 17-Sept-20 19:56:06

I think this could be to do with money laundering and not Brexit, as it is the same for people in non-EU countries.

biba70 Thu 17-Sept-20 19:52:42

Ellianne 'Ooh dear, I have a dislike of people who move abroad and then criticise things about the UK. Neither France nor Britain are better, just different.'

this thread does not do that at all- it is complaining about the massive inconvenience of goal posts changing places, after on has done very careful research.

Ellianne Thu 17-Sept-20 19:43:29

Sorry, neither nor ..... IS

mokryna Thu 17-Sept-20 19:34:37

Dinahmo
I/we have 4 current and savings accounts with a different bank in the UK.

Would it be possible to say what savings bank allows you to have an account without a UK address please, as I was forced to close mine 2 years ago? Thanks

Ellianne Thu 17-Sept-20 19:32:58

Ooh dear, I have a dislike of people who move abroad and then criticise things about the UK. Neither France nor Britain are better, just different.

Callistemon Thu 17-Sept-20 19:30:19

And, did you know that in order to prevent you experiencing inconvenience in obtaining your covid tests, both France and Germany are testing UK samples?

I fail to understand what that has to do with credit cards.

Dinahmo Thu 17-Sept-20 19:29:01

LauraNorder

Those who have chosen to live in warmer climes and transfer their UK pension to other shores to benefit the economy of other countries can't really expect sympathy from those of us who choose to stay, choose to support our economy and choose sovereignty over being governed from afar, when banks pick them up on the illegal practice of using the address of others to keep their UK accounts open.
Plenty of world banks will be happy to accept their business so I suggest looking in to a different bank.

You have missed the point a bit. The reason I'm fed up with losing my Barclaycard is because I use it to spend in the UK.

Are you aware that anyone employed by the UK state and who lives abroad, is taxed on their pension in the UK and they don't get their tax back. They do get a credit for it when they fill in a tax return in their country of residence so they are not doubly taxed. This applies to teachers, NHS workers and so on. It does not apply to the state pension.

Callistemon Thu 17-Sept-20 19:28:05

biba70

How unnecessarily uncaring and flippant! How could thea y possibly imagine that some banks would stop them using their exisiting cards.

Oopsadaisy- same for you. the point is, that people made the decision to go and live in the EU, secure in the knowledge their pensions and the access to them via their long held UK bank accounts, would be secure.

Callistemon 'There are umpteen choices for alternative cards.
I can't see what the problem is.' - then you are not looking very hard. People who live in the EU have UK pensions, based on a lifetime of contributions in the UK - paid into their UK bank accounts and later transferred. If you live abroad, you cannot have a choice of credit cards - really, it is not hard to understand.

paid into their UK bank accounts and later transferred. If you live abroad, you cannot have a choice of credit cards - really, it is not hard to understand.

I thought we were discussing credit cards, not bank accounts.

Two different things.

mokryna Thu 17-Sept-20 19:27:56

Ellianne

I'd better get on to URSSAF then mokryna. That should be fun!

I don’t know about that office because I dealt with sécurité sociale l’assurance retraite, agric-arrco and ircantec ( because I worked in state schools). If you don’t ask you don’t get. Good luck

Dinahmo Thu 17-Sept-20 19:20:37

Opal

So you would expect me to forego my democratic right to vote in the way I choose, just to ensure that you are not inconvenienced? Hmm, I wonder if you would do the same for me? I very much doubt it.

What are you on about? Of course you have a democratic right to vote how you chose. I wouldn't be at all surprised however, if it comes back to bite you.

However, I do think that UK residents are going to find themselves inconvenienced at some point even if it's just delays when going on holiday.

And, did you know that in order to prevent you experiencing inconvenience in obtaining your covid tests, both France and Germany are testing UK samples?

Dinahmo Thu 17-Sept-20 19:12:29

Callistemon

Hetty58

It's hardly a tragedy if you can't use a Barclaycard - is it? It seems a very petty gripe to me.

We gave up on Barclaycards about 20 years ago for another reason.
We gave up on M&S credit cards for a different reason.
There are umpteen choices for alternative cards.
I can't see what the problem is.

I have had my Barclaycard for 40 years and had no reason to change. It's served me well during that time. I have had other cards and my OH has an HSBC card which he is about to close because it's been a nightmare to deal with on occasion.

I/we have 4 current and savings accounts with a different bank in the UK. Despite that I could not take out a loan because I don't have a UK residential address.

So no, there are not umpteen choices for us expats.

No doubt I will get a French credit card but I use my English card for UK purchases.

biba70 Thu 17-Sept-20 19:01:39

oh yes, we were - promised a Deal - again and again.

Jaberwok Thu 17-Sept-20 18:55:24

We were NOT promised an oven ready deal, we were promised an oven ready W.A which we got! Spot the difference?!!
Well my SIL lived in France at the time of the referendum and after a lot of thought sold their house and moved back to England mainly for future health reasons. They certainly didn't have an issue with us because of the way we voted, and we certainly don't feel remotely guilty! At the time nobody voted for a deal or no deal, because we weren't asked! It was a simple IN or OUT. Surely anyone living in Europe must have realised that things would almost certainly alter and at least have put feelers out as time went on and make a few enquiries and a few contingency plans? after all there must be people outside the EU living in an EU country,? How do they manage?!

GrannyGravy13 Thu 17-Sept-20 18:51:02

Oops premature posting, I think that there will be a deal, beneficial to all.

GrannyGravy13 Thu 17-Sept-20 18:49:58

Theresa May no deal is better than a bad deal

Ellianne Thu 17-Sept-20 18:38:28

I'd better get on to URSSAF then mokryna. That should be fun!

Urmstongran Thu 17-Sept-20 18:32:26

I would like a deal.
?
I think it will happen.

Back to Barclaycard ...

biba70 Thu 17-Sept-20 18:30:30

mixing microwave and Gas 5 ... massive explosion in sight!

vegansrock Thu 17-Sept-20 18:27:17

But we were promised a deal. Oven ready or half baked?

mokryna Thu 17-Sept-20 18:25:08

Ellianne

I guess we take the rough with the smooth when we choose to live abroad. I have five years' worth of a pension scheme I paid into in France which, with the loss of reciprocal arrangements, I doubt I will ever see.

I don’t see why not, they even honored the work I did in the UK and gave me extra points for towards my French pension without endangering my English one. They suggested it which was very kind of them Have you claimed your French one yet?

biba70 Thu 17-Sept-20 18:24:45

Just shows not all Brexiters are the same. Why, do you think. did Mrs May then Johnson, promise, again and again- a Deal, the best Deal, etc? if it was not massively important for many Brexiters and even more, any who were hesitant and concerned about the catastrophic consequences of No Deal.

There is NO way the EU will compromise on a level playing field and GFA and border, quite rightly.

Urmstongran Thu 17-Sept-20 18:19:53

biba I know an awful lot of people who voted to leave the EU who said they didn’t vote for ‘a deal’. They were never asked that. Just get us OUT they say.

(I still think a deal will be done).

biba70 Thu 17-Sept-20 18:16:48

Jaberwok 'With great respect, people living in Europe have had four years to clarify what this will mean to them on all matters, and will presumably have made appropriate arrangements?'

how could they clarify anything? Every single Brexiter I know voted for a great Deal, the best Deal, the oven ready Deal. No Deal will bring with it issues and problems none of them could have anticipated, nor would have chosen.