MissAdventure
It should be illegal to own them, full stop.
Never mind insurance, what about quality of life for the dog?
And what would you do with the existing dogs if it were illegal to own them?
Insurance is not the solution, but at least the dogs would be protected until the breathing problems could be bred out. A surprising number of owners don't have insurance and the dogs have to be destroyed or live with the conditions.
It's not just brachycephalic dogs that have problems. Since dogs have had to be chipped, and people can be fined for letting them roam, there are far fewer 'mongrels' - pretty much all pet dogs are pedigree now, so problems are bred into them. I agree that Frenchies are at the top of the scale for problems, but spaniels, labradors and many other breeds have issues too. I'm not sure what the answer is, as it's unlikely that we will go back to the days of seeing dogs wandering the streets to 'meet' other ones and produce the crossbreeds that used to represent most family pets. They just don't exist in any numbers now. Rescue centres make it so difficult to get dogs, too, and not everyone is able to take on a dog with problems caused by previous owners. It's a mess, really.