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News & politics

How Do we pay for health and care?

(13 Posts)
Casdon Tue 22-Nov-22 17:56:14

GrannyGravy13

MerylStreep

What we need is more ideas like this.

www.bbc.co.uk/news/business-63707689

I saw this on the news, sounds like a win win situation for both the public and the NHS

It’s not right that people who are ill should have to rely on the NHS to foot their heating bills though, or that funding is taken from other essential patient activity to fund bills that people should be able to afford.

GrannyGravy13 Tue 22-Nov-22 17:50:49

MerylStreep

What we need is more ideas like this.

www.bbc.co.uk/news/business-63707689

I saw this on the news, sounds like a win win situation for both the public and the NHS

kittylester Tue 22-Nov-22 17:47:07

Don't we just.

MerylStreep Tue 22-Nov-22 17:30:48

What we need is more ideas like this.

www.bbc.co.uk/news/business-63707689

MissAdventure Tue 22-Nov-22 16:27:37

Ah, the feckless poor, as opposed to the feckless middle class, with their horses, and skiing, and their endless quaffing of alcohol.

Florence78 Tue 22-Nov-22 13:04:17

What exactly constitutes income and wealth? Unless we know what and how these 2 things are defined, we can't decide if it's a viable proposal. There is also a very reasonable view that if people live self harming lives, why should others pick up the tab for their care? Why should people who 'fecklessly' live on handouts be supported by those who make sacrifices in their lives to be self- reliant? I have never seen even a glimmer of a credible response to these issues.

DaisyAnne Tue 22-Nov-22 13:01:38

kittylester

Isn't this putting the cart before the horse? Shouldn't we sort it out first.

It could be taken away from politics altogether and run on across party basis so it wasn't used to score points from one party to another.

Sort what out Kitty?

DaisyAnne Tue 22-Nov-22 13:00:51

growstuff

For those above SPA, income from pensions could be exempted. People with private pensions paid NICs (but not tax) before the contributions were deducted. NICs are also calculated on gross income. However, as I've argued elsewhere, I think it's totally unfair that certain groups are effectively taxed at 2/3 of the rate of others. I think income and wealth rather than age should be the deciding factor. I agree with you DaisyAnne that a hypothecated healthcare tax (at a lower rate than NI) might work.

It would a new insurance for everyone. Everyone would pay less elsewhere. Surely the same income should be reflected by the same tax. Why should a pension income of, say £100,000 be untaxed when it comes to Health and Care. The Personal Allowance would still be there.

I don't understand your 2/3 comment. Could you expand on it for me?

growstuff Tue 22-Nov-22 12:43:10

kittylester

Isn't this putting the cart before the horse? Shouldn't we sort it out first.

It could be taken away from politics altogether and run on across party basis so it wasn't used to score points from one party to another.

But it is a party political issue. Funding always is.

growstuff Tue 22-Nov-22 12:42:03

kittylester

Isn't this putting the cart before the horse? Shouldn't we sort it out first.

It could be taken away from politics altogether and run on across party basis so it wasn't used to score points from one party to another.

I guess that's why Sunak has just appointed former Labour MP Patricia Hewitt as an advisor to the government on the NHS.

kittylester Tue 22-Nov-22 12:39:22

Isn't this putting the cart before the horse? Shouldn't we sort it out first.

It could be taken away from politics altogether and run on across party basis so it wasn't used to score points from one party to another.

growstuff Tue 22-Nov-22 12:19:53

For those above SPA, income from pensions could be exempted. People with private pensions paid NICs (but not tax) before the contributions were deducted. NICs are also calculated on gross income. However, as I've argued elsewhere, I think it's totally unfair that certain groups are effectively taxed at 2/3 of the rate of others. I think income and wealth rather than age should be the deciding factor. I agree with you DaisyAnne that a hypothecated healthcare tax (at a lower rate than NI) might work.

DaisyAnne Tue 22-Nov-22 12:03:29

Just that. No one (including me) thinks we should pay NI after SPA.

I suggested an hypothecated insurance fund to pay for Health and Care. Perhaps HI or HCI?

Initially, for those of working age, they would not pay more than they are doing now. It would just go into a separate fund instead of general taxation and NI.

But yes, it would mean those over SPA pay into it. Not that much though. With everyone paying it keeps the cost down. And of course, payment would be by income and not need unlike how a private insurance.

Some think a system where those who can afford to, should pay into a private system - and then pay for their care. Those who can't afford it go without or have a very limited system (as we already have in dentistry).

What other suggestions do you have?