Tom Parker Bowles

My take on insurance of any kind is that you’re always insured until you make a claim. I made the only claim on my house insurance that I’ve ever made in nearly fifty years and it was like the Spanish Inquisition. In the end I complained about the way I was spoken to and received an apology. And my dog had a very expensive operation but when I read the small print I wasn’t covered as I had year insurance not life insurance.

There’s an excess with pet insurance like any other. Anything that’s not covered is laid out clearly in the schedule.
You pays yet money, you takes yer chance!

Smileless2012

I thought these dogs had to be certified as 'safe' by a vet and always muzzled when out.

So did l. Thought the law had been changed. Not a big dog lover but this was a terrible incident.

The other side of the story, perhaps? I bought a dog from Battersea - he weighed as much as I did at the time. He was a lovely natured dog, but before I had got 100 yds along the street my legs were wrapped in the lead of a lady walking a very excitable yappy toy poodle who ran up to us. I was carrying an old fashioned type shopping basket which I clouted the poodle with. Its owner was shouting that I should have controlled MY dog.
No further problems on the bus, underground and main roads, even with lots of strangers petting without warning and even cats wandering around
Walking down my home street, a russell jumped his garden wall and flew at him, and ended up being lifted and shaken by this lovely patient dog. A peke did the same further down, and got a torn ear for its pains. Peke was unleashed and out on the footpath. Who was at fault? I got a lot of flack, and you might suppose that he was a dangerous dog, but he was minding his own business and behaving well until accosted.
As a dog owner for 40 years, I find that it is the Russells, cogis, Pekes, and toy poodles of the world who are often the aggressors - the problem is that, they are seldom killers because of their size, but any larger dog who retaliates can cause significant damage because of their size rather than their nature

It was a Staffie that ran out of a garden and tried to kill my dog but previous attacks have been by a Jack Russell, a Border Terrier and a French Bulldog. I was bitten by a Jack Russell when I was delivering leaflets.

Kind of glad I no longer have a dog My last one was the gentlest, kindest mongrelyou could ever meet No she wasn’t crossbreed as nothing was planned, she was just a most loving and pretty Heinz 57 ….if I had her now I would have had to pay thousands and she would be be called a collidoodle or labraolly or something such made up tripe

Our monthly premium with PetPlan has just gone up by 25% even though we’ve only made one claim in seven years ( and that was five years ago). We queried it and they say vets bills have gone up by 25%. But inflation is 3.6 %!