Tegan - both benefit from it, it's just that some benefit a lot more than others. Sadly, it is the way our economy is structured and there is little we can do about it unless we go back to bartering.
I do agree with Eloethan in that economies (not just ours) do need a radical rethink as it does tend only to really benefit those at the top (nothing new there!) whilst providing an adequate income for those further down the 'pecking order'.
Are you in your forever house?
Retiring and living frugally in money from downsizing after years of stress

