I am planning to take a week out from my holiday with my family in New Zealand to go snorkeling on Fiji. I have had a quote from an agent for one resort,which would cost about £1,500 for a week. The reviews on Trip Advisor and Lonely Planet say this resort is very busy with hordes of 'rowdy children'. I have had another island recommended on a snorkeling forum which sounds like paradise. Only eight villas, they meet you at Nadi airport and take you in their own fast boat to the island, three meals a day, and a luxury villa. I would have to arrange my own flights from Auckland to Nadi, the main airpor for Fiji. The total cost would be about £2,500. The coral is wonderful from all the islands of Fiji, so it is just the accommodation and tranquility that make the difference.
I am 72 and I have enough in my travel fund. I was disappointed last year in Phuket when the coral had all been destroyed. I spend very little for the rest of the year.
I don't need to save for my future as my pension income is guaranteed and I have no mortgage and no debts.
So why do I feel it would be wrong to go for the more expensive option?
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Travel
Guilt is a destructive emotion. Give it up and treat yourself to the trip of a lifetime. 
Do it and enjoy it. Simple.
You've worked all your life and are 100% self reliant so just book it, look forward to it and enjoy it! 
Go for it greatnan, who knows what's around the corner! You have the funds, so no guilty feelings! Book it and enjoy
Greatnan
In such circumstances, I always remember a sentence from Barbara Pym's Jane and Prudence in which Jane (a frumpish vicar's wife) notices that Prudence (a glamorous unmarried career girl several years her junior), is wearing an expensive-looking new dressing gown when she comes to stay.
The quote goes something like
' " I see you have a new housecoat," said Jane in an accusing tone, as if Prudence had no right to spend her own money on nice things'
That's the point. You have the perfect right to spend your own money exactly as you wish.
Get over it 
It's your money, you are fit & healthy and would derive huge enjoyment from what would be a wonderful experience. At this stage in life we don't need 'things' so spend what you can afford on experiences. That's my belief anyhoo 
You have a responsibility to go for it Greatnan! If I am reading about your adventures, I don't want 'run of the mill'...I want 'amazing, awesome and out of this world!' 
Fill your boots!
Go for it, Greatnan...'Cos you're worth it.
I agree with whenim.We don't want mediocre from you Greatnan.You have become my role model now for doing crazy things-do what your heart tells you
That's a big responsibility - I will try to live up to it. (But no more elephant treks, or camel rides.)
Go for it! You don't know if some disaster will overcome you and stop you going in the future!
At least that's my philosophy!
You won't regret going to the more expensive option Greatna, but will sure as hell regret not going if you are surrounded by noisy families at the cheaper resort. DH and I are doing what we can while we can and hopefully doing it in comfort. Go for it and post some glorious pix!
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