I cannot find my previous thread which I promised to update. It has taken me weeks and an unbelievable amount of stress but finally last week we accepted a quote and now I can sleep peacefully at last.
Pre covid I had a free annual policy courtesy of HSB Premier Account. Almost two years of no travel and I am now 72. My OH is 75 and for the last 5 years has purchased annual travel Insurance for under £400.
We both have preexisting conditions. Mine involved a hospital stay 70 years ago with tachycardia. Since then I have never again been hospitalised with the condition I simply take a beta blocker. OH had one stent fitted about six years ago, hasn’t had any chest pains since and was prescribed a statin and a beta blocker. Both of us are very healthy for our ages. Simple you would think.
The first quotes were in the region of £5000 for the two of us, some companies refused to quote at all.
I tried single trip coverage which illogically costs more than an annual policy.
I used all the recommendations given to me by fellow gransnetters and finally whittled it down to Staysure at £956 and Allclear at £1084. I called both companies to see if I could talk to a doctor or nurse to try to get the premiums down.
A Staysure advisor eventually transferred me to another company under their umbrella which could me a competitive quote. Going under the name “Payingtoomuch” the did a search and the best quote to fit my needs came in at £693 for the two of us. Huge relief. My partner is now paying less than pre covid!
I did of course check out the company I eventually decided to go with and they score even higher on Trustpilot than Staysure.
So, if you need travel insurance do shop around but be sure to include “Payingtoomuch” online or by calling them on 01243219979.
I hope I have been of help.
Have you stopped buying papers?
Confused by ancient posts popping up on ‘top threads’ alert on email



