Have EHIC card, going to Brittany for 2 weeks in September, do I really need travel insurance?

Meddijess I wouldn’t be bragging about that it s really a bad idea to travel without insurance and really quite selfish and thoughtless if anything had happened to you it costs thousands to get a body home
I wouldn’t dream of travelling without insurance nor do my kids or grandkids we all stick to the rules for our own sake
There’s been many cases of people being stuck in countries in their hospitals having to set up ‘go fund me’ to try and get enough money for hospital bills and home travel

Holiday insurance covers cancellations from the moment you take it out, so do it now.
It covers getting your vehicle home, hotel for you if DH is ill. Lost luggage, stolen money, fire and flood

ELHIC just covers public facility medical bills.

Avanti are the ones who advertise for older folks; we use Staysure and fond them quite reasonable

Yes, you definitely need comprehensive travel insurance! The EHIC / GHIC card only gives you minor health treatment at state hospitals. We always take out full comprehensive travel insurance that covers hospital stays and repatriation to the UK.
Please take out fully comprehensive travel insurance today so you are fully protected

9pm, I just went into the garden, it's dark now. I went to go up one step and something caught my foot, so frightening, I only just managed not to fall, but if I had I can't imagine how badly I might have been hurt. Luckily just shaken up, old or young, accidents happen!

I cannot understand why anyone would go abroad without insurance. It doesn't matter how old or healthy you are anything can happen. I speak from experience as my husband collapsed and died at the airport in Crete. One of the first things the rep said when she was brought to see me was 'Please tell me you have insurance' It's 18 years ago now but I still remember the look of relief when I said 'yes' . I was told it would have been at least £10,000 to cover all the costs involved without insurance.

I ended up in a hospital in Russia - the care was good but conditions (it was a huge teaching hospital) were horrific. Patients had to provide their own food and plates, cutlery etc. As a visitor these were supplied. I dread to think what the costs would have been had I not been insured!!

Don't think because you are healthy you won't be taken ill while on holiday.
My husband was only 63 when he was taken ill while we were in Canada some year ago. He was treated first at the local hospital then air lifted to a major hospital in a city. Later he was flown back in a light aircraft.
The bill for all this was enormous.
Thankfully we were insured.

I was blue lighted into hospital from our holiday accommodation here in England this weekend, query stroke. I was admitted snd had a battery of investigations including scans, rays, blood tests, two hour obvservations and more. Thankfully not a stroke, a significant viral infection. Luckily family were with me and one daughter drove me and my car home (3 hour drive )
Imagine if this had happened in Brittany or any other part of the world. Im at home, totally wiped out, not fit to do anything. I certainly couldn’t get myself on a plane.
The NHS was just brilliant at all stages over twenty four hours, the cost financial cost will have been huge. I can’t imagine having to pay for my hospital stay and somehow get myself home when I can scarcely totter

Sorry to hear that, Iam64. I wish you a speedy recovery. 💐

Following this discussion, I'm adding a sentence to our Ts & Cs. We advise visitors to take out insurance for travel delays, lost property, damages etc, but it's a good idea to also mention medical treatment while abroad.
It's up to them to take notice.

PS watch out OP, the sea swell is large at the moment. Hope you're not in for a choppy ride. I'm packing the Kwells. ⛴️ 🌊

Once you take out travel insurance make sure you pass the information on to your next of kin/ children. Friend’s son was killed in Spain and they paid to have his body repatriated. Turns out that he had travel insurance but they were unaware and the company wouldn’t reimburse them.

Apologies if this has already been said, but the more at risk you are, the higher the premium. So the fact that it's expensive tells you that you are more at risk than someone for whom it's cheaper