I think Helen should be the one to build a house or bungalow on the farm. This would be much cheaper than buying in the village. When the farmhouse becomes too much for Pat and Tony to manage they can do a swap.
She needs to pay for the plot of land though so she will own the property outright. That way it won’t count towards inheritance tax when Pat and Tony die and Tom and Natasha will have no claim on it.
I think the SWs are just marking time waiting for Peggy’s demise though
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