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Work/volunteering

Anyone still working full-tine in their 60’s?

(136 Posts)
Kandinsky Sat 05-Feb-22 10:00:56

Please tell me I’m not the only one.

Due to a number of reasons I’ll likely be working 4 full days a week until I’m 65.
( I know 4 days isn’t strictly F/T but close enough )
If you do, how do you find it?
Okay? Enjoyable? Exhausting?
I’m 58 at the moment.

Nannan2 Sun 06-Feb-22 13:44:10

I think Gov't are trying to keep on raising it and raising it till a lot of folk die earlier and then they save a LOT in pensions even though they've (Gov't) have benefitted from these poor exhausted workers paying in Tax & NI all their lives! Its shameful how the elder folk are treated by this.My late Mam died at 69- its sobering to think so many might still be working then and just drop without enjoying any benefits of their years of toil...Just so Gov't can use their earnings to pay back national debts & suchlike.

LindaPat Sun 06-Feb-22 13:40:08

I retired just before my 60th birthday. I worked in a large multi GPs practice for over 12 years, as admin/receptionist. Mostly I was happy there, but the stresses of the work ( some patients were incredibly rude and even threatening, when they couldn't get their own way), and the advent of a new practice manager tipped me over the edge towards leaving.

I planned my escape over 3 years. I gradually reduced my hours bit by bit, until I was on 2.5 days a week. Knowing I wouldn't be able to claim my SP until 66, I squirreled away every penny I could into my own 'retirement' fund. I worked out how much I needed to save before I left, so that when I did, I could draw on my fund, without asking MrLP to pay for everything. ( He would have done so willingly, but I felt it was important to contribute to the expenses as before.)

My plan has worked well. I will be able to claim my SP this year ( September), and I still have a fair amount left in my retirement account. I appreciate that MrLP is still working, possibly for another 5 years, so we have a decent income.

I couldn't have stayed there for another 6 years, but it was stressful mentally, rather than physically. Up until the year I left, our large staff ( both medical and admin) had been very stable. Within a year of my leaving, it all changed, and now there are very few of my former colleagues left there.

Take care xx

blue25 Sun 06-Feb-22 13:33:09

I’m retiring early, so not me. However my sister is still working full time at 64 & she’s exhausted and sadly very miserable. Finances mean she has no choice.

Dorsetcupcake61 Sun 06-Feb-22 12:28:35

From 1995-2014 I worked p/t 2.5 days a week. While I raised family as single parent.
I then cared FT for my father for 2 years.
After his death I paid off my mortgage and had reasonable savings so I continued to work p/t in jobs I enjoyed but with none of the previous responsibilities. Nice couple of years in which I travelled-I have no regrets about that whatsoever.
Then covid hit and had to live off savings for a while. Not much left but felt it was rainy day you save for.
I got a temporary job with civil service. Initially due to end Jan 22 now June 22. Its public facing and relatively well paid compared to most on the local area.
It's also FT. I was 60 last November.
Physically it's not demanding but it is very stressful.
One issue is I'm reliant on public transport. My place of work is only a mile away,I have to be there at 8.30. Due to the buses being unreliable I have to get the 7am bus and get there an hour early. The same would be true of return, finish at 5pm home by 6.30. Its exhausting. To alleviate this I get taxis -i can afford it due to my salary although it takes a large chunk. I gain back two hours a day but I am totally drained mentally and physically and I know my colleagues are the same.
I have no work life balance. I know i have been lucky for many years but this is payback big time.
Energy levels at 60 are nowhere near my early years. Along with many of my friends I have no problem falling asleep but often wake at several times during the night, not good when have to be up at 6am(5am if bus). Two days are just not enough to physically recover or enjoy any of my former hobbies to any degree.
At least I enjoy my job and I'm good at it. However there is no guarantee it will be extended,there is a process we will go through to have a chance at a permenant contract and my manager wants to keep me but they have no input into the process.!
I genuinely dont know what's worse-if they extend the contract or dont! I cant afford not to work,and the current situation in the UK is financially terrifying. On the other hand I'm exhausted and the thought of stepping away despite the financial issues borders on blissful.
Like many women my age I'm almost bitterly aware that previously I would have retired at 60. I know a state pension isnt a windfall but I could have found a little job to top it up.
Also like many my age-Male and female we are looking for jobs that we are physically able to keep up with. They seem to be like hens teeth!
I increasingly resent/ fear the next 6 or so years. I am educated to post graduate level ,loads of skills etc but not sure how these next few years will pan out.

Babs758 Sun 06-Feb-22 10:44:57

I’m 62 and went from 5 to 4 days a week in 2020. But the workload means I often have to work extra days. Arthritis now an issue. I still enjoy my job and hope to be able to work from home some if the time having successfully done it for the last 2 years. I am worried I would find retirement boring!

Skybubble Sun 06-Feb-22 09:59:46

I have been a kinship foster carer for my 5 grandchildren for the past 6 years, I continued to work part time until I was 60 but retired 2 years ago as working and caring for the children became to much, I do sometimes miss my work life but life changing events sent me in a new direction.

notgran Sun 06-Feb-22 08:35:39

I worked full time until I was 65 (5 years ago) I would have been quite happy to keep working as I was respected by my staff and colleagues and there was a good social life went along with the job. I had an occupational pension from another job which I left in the 80's and my State Pension had started before I actually retired from my then current job. I took the decision as my husband was retiring at 65 (he is only a few weeks older than me) and it just felt the right time to go. My work colleagues, friends and family were all convinced I would get a part time job or volunteer neither of which options made sense, I already had a job reasonably well paid that I loved why would I start afresh somewhere else? It was totally the right decision. If I had needed to carry on it wouldn't have bothered me but I didn't. So I took my pension from that job and love finally being a sort of housewife, who can go for coffees/meals with pals and go on holiday (COVID permitting) when it suits. Incidentally I would have hated doing wfh, thank goodness I missed that.

Elspeth45 Sun 06-Feb-22 05:00:52

I worked full time until I was 70. Had enough by then and able to receive pension.

GagaJo Sun 06-Feb-22 03:09:35

In my late 50s, I'm trying to move forwards into a new aspect of my career. I miss being in the classroom, but currently am working from home due to covid.

I'm trying to take it as a step in the right direction, towards semi-retirement, which will still require full-time work, but in a curriculum/assessment construction/administration direction rather than at the chalk face. Certainly, it will be more manageable in my 60's than teaching. Hopefully just as lucrative. Certainly, there seems to be active recruitment of older women for these positions, so I hope I'm not being over ambitious.

rafichagran Sun 06-Feb-22 00:34:55

Yes, worked full time until I was 62. I now work 3 full days. I am 64. I will retire when I am 66.

MissAdventure Sun 06-Feb-22 00:21:51

I'm expecting to have to work until I drop, although i haven't been well enough to for quite a while now.

I no longer care about certain aspects of the work, but always about the people i support.

mokryna Sun 06-Feb-22 00:04:22

I was still working in my 70s, covid stopped it all for me

EngTech Sat 05-Feb-22 19:25:48

Still working past retirement age through choice but getting to the stage where I have to work i.e. Everything going up, Utility bills etc

I enjoy my job but doing bare minimum as no pay rise for the foreseeable future ?

SusieB50 Sat 05-Feb-22 17:33:09

I worked in public health nursing full time until I was 64 then just 1 day a week until I left at 67. I retired to help care for my 95 year old mother during her last months, but I was ready to go both physically and mentally . I certainly couldn’t have worked till then on the wards or hands on community nursing .

ExDancer Sat 05-Feb-22 17:23:47

Worked full time until I was 77 and only retired when I broke a vertebra and the pain stopped me. I now do 4hrs a week volunteering in the RVS hospital Tea Bar.
We live quite frugally, and the mortgage is paid off, so we find the State pension quite adequate, but no foreign holidays and not many meals out.
My husband's a farmer so although he says he's retired he spends his days making DS's life difficult by 'helping him out' on the farm - or so he thinks.

BlueBelle Sat 05-Feb-22 17:16:13

I worked until I was nearly 69 by choice, I hated retiring and still work voluntary about 18 hours a week for the last 7 years

Lucca Sat 05-Feb-22 17:08:01

Retired from teaching (3 days a week) at 66….went back for six months at 67.

I was just saying to a friend today how I miss teenagers !

LilacChaser Sat 05-Feb-22 17:01:28

Me (I'm almost 60) and will never be able to retire. Good job I love what I do!

Trisha57 Sat 05-Feb-22 16:57:53

I worked full time until I was 60, then did 3 days a week until I was 62. I was ready to retire- my job in politics was quite cut and thrust and I was happy to let the younger ones take over. So glad I'm not still in the political field today!!!

Germanshepherdsmum Sat 05-Feb-22 16:55:53

I worked full time, long hours and two hours each way commute until I was 62. I was exhausted and very glad to give it up, much as I loved the work. Being retired without a head full of work is wonderful.

harrysgran Sat 05-Feb-22 16:50:15

Yes full-time at 65 I can't wait until I can claim state pension I am tired and exhausted a lot of the time I feel I can cope with work but it's at the expense of missing out on leisure and social activities as the majority of my time off is spent catching up on things that I can't find time or energy for during the week or sleeping

lixy Sat 05-Feb-22 13:03:21

Yes, worked full time until I was 62, then gradually phased out, giving up areas of responsibility and reducing hours. I had a brilliant boss!
Retired now and very happy about it, though still using skills through a little volunteering.

Chardy Sat 05-Feb-22 12:57:11

Worked full-time until SPA at 62+. Did a bit of part-time for a few months. Yes it was very tiring, it was a tiring job anyway, and I couldn't have worked ft much longer, as will be expected of my sisters (66 & 67)

Tina49 Sat 05-Feb-22 12:45:51

Yes, I worked full time (teaching) til I was 63. 73 now and enjoying retirement!

kittylester Sat 05-Feb-22 12:38:50

DH worked till he was 71 and only retired reluctantly when the terms changed. He loved it.