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Contactless cards

(25 Posts)
grannysue05 Sun 03-Sep-17 10:07:35

There is a thread this morning about carrying cash with you and I am wondering how many of us regularly use contactless cards?
I use mine very rarely as I worry about how much is actually taken from that quick swipe on a machine.
Should we also store these cards in those special purses which prevent 'accidental' use of the card?
Any horror stories out there, or are we quite safe?

Teetime Sun 03-Sep-17 10:08:47

I use mine quite happily no problems at all. I do have internet banking and look at my account daily and can pick up any blips immediately but so far so good.

Luckygirl Sun 03-Sep-17 10:15:31

I too use it regularly - no problems so far.

Liz46 Sun 03-Sep-17 10:15:46

I also use my contactless card and check my account most days on the internet. No problems (fingers firmly crossed).

Scribbles Sun 03-Sep-17 10:20:28

Same as Tee time, really. I use it all the time and rarely need cash. But I do think it's important to keep a daily eye on your bank account, just-in-case. I've never thought of using one of those screened wallets but I do make sure I only carry one contactless card to avoid confusion. If you have a TfL Travel card which is contactless, then you need to keep that separate from your bank card as TfL buses also accept contactless bank cards for fare payments.

Alima Sun 03-Sep-17 10:45:37

DH used his for the first time the other day. This has reminded me to check the bank account. (Always a bit late embracing the latest way of doing things!)

annodomini Sun 03-Sep-17 10:48:43

I use mine regularly and keep it in a little aluminium holder, bought on Ebay, so that it can't be accessed from outside my purse.

tanith Sun 03-Sep-17 10:48:49

I use mine a lot had no problems so far..

Grannyknot Sun 03-Sep-17 10:50:10

I use mine all the time, no problems. I am too lazy to check my bank account daily, but I have a text sent to me by the bank with my weekly balance and I have a built in radar for about roughly how much I've spent each week ...

I see people paying at those contactless terminals with their phones too now shock

mcem Sun 03-Sep-17 10:56:39

I regularly use my debit card to 'tap' for payments. Is this what you mean by contactless? (If yes, it isn't really contactless is it?)
Occasionally I still need chip and pin number.
Never thought of an aluminium wallet. Should I?

Bellanonna Sun 03-Sep-17 11:20:03

Yes I use mine all the time unless I spend over £30

nanaK54 Sun 03-Sep-17 11:28:55

Yes, use mine with regularity, no special holder......

MiniMouse Sun 03-Sep-17 11:34:56

After I witnessed a lady, whose card was in her bag, accidentally paying for something as she was close to a checkout till, I decided not to have a contactless card!

NanaandGrampy Sun 03-Sep-17 11:40:20

Yes I use mine as often as I can , never had a problem. No special purse.

Imperfect27 Sun 03-Sep-17 11:54:29

Yes and no problems to date. On a recent visit to London my son showed me that I can also use my debit/credit card to 'tap and pay' for underground travel. All fine, but you MUST get the card scanned at both ends of the journey, or apparently you are charged the maximum fee for a day of travelling on the network, which could amount to hundreds of pounds. When we travelled, I had to use the card to get through barriers, but sometimes barriers are open so I do wonder if people who are not used to the system could accidentally forget.

midgey Sun 03-Sep-17 12:36:53

I always use contactless, now I am starting to ditch the handbag! No point carrying it if you don't need to store your purse.

Pittcity Sun 03-Sep-17 12:56:24

Imperfect, if you forget to tap out on the Underground you are charged the maximum daily fare which is less than £15.

Imperfect27 Sun 03-Sep-17 13:00:45

Thanks Pittcity - that is reassuring to know! I am so forgetful smile!

Pittcity Sun 03-Sep-17 13:07:26

If the barriers are open or broken you can register your card and claim the difference in the fare back.

Lazigirl Sun 03-Sep-17 13:10:21

I went to pay for fuel at petrol station last week and pin wouldn't work twice, so assistant spotted it was contactless and suggested I tapped it. Success! When I got home I saw that I had been using DH's card which I had picked up inadvertently - assistant didn't even notice! Will have to try it more often......

ninathenana Sun 03-Sep-17 13:23:22

I don't use it often as even my small fodd shop is often over £30 by a pound or two. I don't use public transport and if I stop for a coffee or a small item I use cash.
I have considered the aluminium purses, wrapping your card in kitchen foil does the same job.

Smithy Sun 03-Sep-17 14:55:25

Good idea about the kitchen foil Nina.
I use my contactless card for the occasional coffee etc (makes me feel young!) I also use it on the tube when I go to London, with no problems to date. I also check my account regularly. However I couldn't imagine not carrying cash, you never know what you might need it for.

yogagran Sun 03-Sep-17 15:17:11

GrannyKnot I tried using my phone to pay "contactless" but once you install the app needed to be able to do it you have to lock your phone with a pin number to prevent fraud should you lose your phone. I found it far too inconvenient to have to unlock my phone every time I needed to use it compared with the very few times that I would have wanted to pay for something, so I uninstalled the app and now just use my card instead.

kittylester Sun 03-Sep-17 15:21:08

I use contactless. I don't buy stuff om my phone for just that reason yoga.

Pittcity Sun 03-Sep-17 15:24:17

yogagran, you should have a PIN to unlock your phone and another one for the SIM. Not just for the payment app but to stop someone else running up a bill on your phone.
It is useful to have the payment app in case you lose or forget your card. I agree it is not convenient to use but useful as a backup.