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AIBU

To expect son to pay something, at least!

(39 Posts)
numberplease Sat 21-Apr-12 18:40:59

Over the last 15 years or so, our eldest son, child number 4, has been borrowing money from our eldest daughter, who is partly disabled and still lives with us. Granted, she very rarely goes out, and doesn`t spend an awful lot on herself, but as she says, her money in the bank is for her old age (she`s 48). But what he owes is somewhere in the region of £6,000, and although he initially paid about £50 a month, he hasn`t even attempted to pay her anything for about 2 years now, always claiming to be "skint". Yet last year they paid £400 for a husky puppy, and have just announced that they`ve bought another, to be collected on MAY 1st, costing more than the other one, they`re also bragging that they`ve both got PPI money to come back, he`s got £1,004 to come back, his wife is getting just short of £5,000. My husband asked today if they were giving his sister any of it, and the answer was that it`s spoken for already, and he was most put out to have even been asked! There was quite a chilly atmosphere after that, but in my mind, they shouldn`t keep rubbing my daughter`s nose in it if they don`t intend to pay her back. But to cap it all, just before they left, he asked his dad if he could let him have some money (we`re paying them to do some decorating for us), as they`ve no electric and need to top up their electric card! We don`t intend to pay them till they`ve done the job, because it would be just like them not to finish it, so hubby said he had no money on him, but they weren`t happy. Should we expect him to pay up, or should my daughter write it off as a lost cause?

Joan Mon 23-Apr-12 07:55:17

I don't think you are doing him any favours by letting him get away with it. He needs to take responsibility for his own finances for the sake of his own future happiness.

I know it is hard when it involves family, but next time he comes, tell him that he owes that money and must start paying it back, preferably by a regular direct bank transfer credit, even if it is only at 5 or 10 quid a week. Explain that it is hurtful for his sister to see how getting a dog is more important than her.

I know there is a risk here of a rift: I've been through that and I know how it hurts, but I reckon he relies on you all too much to stay away.

Whatever does happen, one thing you can certainly do is ensure he gets no more money. As mentioned before, if he uses the children/no food blackmail. just buy the food. If he uses the electricity cut off excuse, ask for the bill, ring them up and arrange for him to pay it off in instalments if possible, otherwise refuse to pay it unless he sets up a direct debit to pay you back.

Good luck!!!

vampirequeen Mon 23-Apr-12 08:04:13

Have a small store cupboard containing pasta, pasta sauce etc....have some butter, bacon, cheese and bread in the freezer. The next time he says he can't feed his chldren give him a bag of food rather than cash. If it's true then the children get fed and if he's lying he gets no cash to spend on whatever he really wanted it for.

mickey Mon 23-Apr-12 08:42:53

He is taking the p... as petallus so aptly says. This is emotional blackmail-he knows you don't like confrontation, and this allows him to carry on with what really is stealing.Time he and wifey grew up.

Greatnan Mon 23-Apr-12 08:44:18

I would second Joan's comments - I went on lending my daughter money because she always had some sob story about how desperate things were, although she was massively overspending. When I took back about half of what I had lent her, she accused me of stealing it, as I had not dreamt of drawing up a loan agreement. All the loans were obtained from credit card companies and banks, and were all in my name. When she was unable to pay them all in full, I lost my 45-year old credit rating.
I realised, seven years too late, that I should have stopped lending her money as all I was doing was encouraging her dependency and allowing her to avoid facing up to her own responsibilities.
It may cause a rift with your son if you ask him to start making some regular repayments, but in all honesty you might all be better off without him until he grows up.

Nanban Mon 23-Apr-12 10:28:54

I would keep hold of the money you are supposed to pay him until the job is finished, and then give it to your daughter as part of his payment to her!

gangy5 Mon 23-Apr-12 12:40:39

Seriously shameful situation. He doesn't deserve your daughter's kindness. As has already been suggested I think the setting up of a standing order would be the best thing. ( + forget to cancel it for a few months after it has been fully paid up!!)

imjingl Mon 23-Apr-12 12:53:03

petallus p**s

imjingl Mon 23-Apr-12 12:54:03

You just needed to fill a bit more in.

They do take care of our tender sensibilities, don't they. smile (there's usually a way round it)

numberplease Mon 23-Apr-12 17:05:11

The atmosphere was better today, still no mention of paying her anything, but they did ask if his wife owed her anything, whether it`s a run-up to paying something, we`ll have to wait and see. Thank you all for your comments and helpful ideas, but as I`ve said, I`m not confrontational, neither is my daughter really, but she is determined not to "lend" him anymore.

greenmossgiel Mon 23-Apr-12 17:09:17

Fingers crossed, then number. Maybe they've been giving it a bit of thought over the weekend - once they've started to pay something back regularly, it'll keep going. Good luck smile!

HildaW Mon 23-Apr-12 17:14:02

Good luck Numberplease.

numberplease Mon 23-Apr-12 21:19:19

Thank you xx

maxgran Wed 25-Apr-12 10:47:37

I would get a Solicitor to send him a letter and I would make it clear he is not welcome until he commits to repaying the debt..
He obviously cares for himself more than anyone else and he appears to have made a decision that your daughter doesn't really need the money so he can just abuse her generosity.

It wouldn't matter if your daughter was a millionaire - he should repay what he owes. How dare he spend money on dogs rather than pay his sister ?!