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AIBU

AIBU to not disclose compensation

(215 Posts)
Serendipity22 Wed 22-Dec-21 15:13:22

Ok, here goes. I will TRY and condense our 30 years financial situation into this 'brief' post. My husband and myself have always held separate bank accounts, more so his instigation to do so than mine. He has a number of pensions plus state pension plus an ample amount in bank.

I dont work due to having an autoimmune disease. Because i dont work my husband gives me £100 each month as 'spends' and he pays all bills.

I have, on numerous occasions said about having access to his savings, which considering we are husband and wife, i see the savings as OUR savings but no, i am met with an angry face and the predictable announcement that the savings in his bank are HIS life savings, in other words YOU'RE NOT GETTING YOUR HANDS ON IT !

So, today in the post is a compensation cheque for a power cut we experienced a couple weeks ago, for some strange and unknown reason the cheque is in MY name despite the fact my husband pays the bill !

So, AIBU to keep and shhhhhhh ?

MissAdventure Wed 22-Dec-21 16:10:56

If it ain't broke, don't fix it.
Some people find this sort of stuff essential, others not so much, or not at all.
I'd love some bugger to give me an allowance!

DiscoDancer1975 Wed 22-Dec-21 16:09:56

Germanshepherdsmum

I kind of understand where he’s coming from if he’s been the sole breadwinner during your long marriage though a divorce court wouldn’t agree with me. I would find it very hard to think of money my husband earned and saved as ‘our’ savings. But that’s just me and I have always worked outside (as well as inside) the home. If he pays the electricity bill then in your position I would feel duty bound to hand over/disclose the cheque. I don’t believe in financial secrets between husband and wife, which before anyone leaps on those words isn’t a contradiction of what I said at the outset.

My husband was the sole breadwinner, me being a stay at home mum. He was able to have children, and someone to look after them. I did everything round the house. He had a very good career.

It suited us both. He was rewarded financially, and therefore so was I. I was rewarded by being with my children from the start to when they all left and pursued their own lives, and therefore so was he.

The idea of one of us withholding anything from the other is ridiculous. We were...and still are...a team.

Serendipity22 Wed 22-Dec-21 16:09:49

Calistemon

Husband pays for food and i dont abuse it, never, i buy what is needed end of. smile

silverlining48 Wed 22-Dec-21 16:09:41

Seriously, what we have is our joint money not his, or mine, and I wouldn’t be happy with the imbalance in your finances.

Calistemon Wed 22-Dec-21 16:07:04

DiscoDancer1975

I can’t begin to understand this ‘ mine/ yours’ scenario, so can’t really answer. He sounds like a bully....sorry.

This a financially abusive marriage

I'm getting worried now - all DH's income goes into our joint account and all mine goes into my own.

It seems to work. He pays all essential bills, I pay for holidays, clothes, presents etc.

Serendipity22 Wed 22-Dec-21 16:03:57

Germanshephetd
Nooo credit card, whoaaa that would be a no, no.

I pay for everything out of my benefit money and £100 month, the money i am awarded for being disabled is less than £100 a month which i am extremely grateful for believe you me.

Calistemon Wed 22-Dec-21 16:03:39

It does seem very old-fashioned to me, Serendipity22 but do you have any other income apart from the £100 per month?
The cheque will have to be paid into your account of course and I would mention it as a prelude to a general discussion about perhaps opening a joint account for household expenses etc and maybe keeping an account each.
Who pays for food? Does your DH shop or always go with you food shopping?

silverlining48 Wed 22-Dec-21 16:03:18

£100 a month gies nowhere these days. A lunch out with a friend would wipe out a weeks pocket money . A couple of glasses of wine? £15 ? Hard to believe but you sound happy or having a laugh.
I had a friend with a wealthy dh, they had a very comfortable life with every luxury. She stayed home through the marriage and he gave her an allowance, but she used his cards fir everything she wanted, and she wanted a lot.
Trouble is she never had money when it came to her turn to pay for lunch.
Is that you Sue? Ha ha.
As for the cheque ..... obvs up to you.

DiscoDancer1975 Wed 22-Dec-21 16:01:40

I can’t begin to understand this ‘ mine/ yours’ scenario, so can’t really answer. He sounds like a bully....sorry.

Germanshepherdsmum Wed 22-Dec-21 16:00:38

I said my view was just the way I felt riverwalk and that it wouldn’t be the view of a divorce court. Even with a child to look after I also had to work to pay the bills and buy food. As do many women. I realise OP wasn’t well enough to work, my situation was different.

Serendipity22 Wed 22-Dec-21 15:59:38

Thank you for allllll your replies, whoaaaa im pull up here, i will mull it all over ( and get a headache in the process )

Thank you again winethanks

Oopsadaisy1 Wed 22-Dec-21 15:56:39

I think whether or not you keep this cheque is the tip of the iceberg.

How anyone can say that money in the bank is theirs after their partner is disabled and is physically unable to contribute is beyond me.

Germanshepherdsmum Wed 22-Dec-21 15:56:10

Presumably you keep your benefits and your husband gives you this £100 a month, do you have to cover all your expenditure - all clothes, hair etc - out of your income and keep any surplus? Or do you have a credit card as well that he pays off?

Riverwalk Wed 22-Dec-21 15:51:33

Germanshepherdsmum

I kind of understand where he’s coming from if he’s been the sole breadwinner during your long marriage though a divorce court wouldn’t agree with me. I would find it very hard to think of money my husband earned and saved as ‘our’ savings. But that’s just me and I have always worked outside (as well as inside) the home. If he pays the electricity bill then in your position I would feel duty bound to hand over/disclose the cheque. I don’t believe in financial secrets between husband and wife, which before anyone leaps on those words isn’t a contradiction of what I said at the outset.

A 'sole-breadwinner' is surely only able to be in that position because a wife (usually) is the main caregiver for the children and runs the household, so it's a joint-venture and both should have access to all funds, IMO.

Yes a divorce court wouldn't agree with you, for very good reasons.

M0nica Wed 22-Dec-21 15:49:34

Legally, once you are married your assets and earnings are shared - or at least that is how a divorce court would see it.

I find it difficult to envisage how any marriage works where when one person becomes disabled, the other treats all the money coming into the household as 'theirs'. What about 'for better and worse, for richer and poorer, in sickness and in health'?

However money is banked and physically managed in a family. If the underlying principle is not of a shared resource for a household, I would think the marriage was abusive.

BlueBelle Wed 22-Dec-21 15:49:02

Your husband gives you £25 a week to live on !!!! You d barely get a monthly hair cut on that blimey he’s a tight wad but
you ve obviously accepted it and lived with it for a loooong time so that’s your choice
If it’s your name pay into your bank and don’t think twice, do you imagine he tells you about every penny
If this is the worst you’ve ever done, I wouldn’t beat yourself up too much, enjoy it, and buy yourself something lovely
I couldn’t bear with a capital BEAR to have my money eeeked out in such a mean mannered way I hope you doff your cap when you receive it each month

Serendipity22 Wed 22-Dec-21 15:43:23

Hahahahaha, its only a small amount ( the compensation check ) its not thousands, its less than £300.

I appreciate all your replies, i have to say that i am still toying with the idea to keep.

Serendipity22 Wed 22-Dec-21 15:39:49

Germanshepherds thank you for your reply. I used to work and contribute to the household bills then i became ill and could no longer work....

MissAdventure Wed 22-Dec-21 15:37:45

If you have to pay it into your bank then that could incur a handling charge for your trouble, perhaps?
A couple of thousand? Or one, even?

Serendipity22 Wed 22-Dec-21 15:36:42

MissAdventure

Haaaaaaaa

Serendipity22 Wed 22-Dec-21 15:35:52

MerylStreep no, i am not saying i need more money because a) i have a benefit allowance due to my illness and b) i am extremely careful what i spend my money on......

Yes, it does point in the direction of being sneaky i agree.... confused

MissAdventure Wed 22-Dec-21 15:35:22

She's planning to nick his cheque.
We're just helping.

Germanshepherdsmum Wed 22-Dec-21 15:35:14

I kind of understand where he’s coming from if he’s been the sole breadwinner during your long marriage though a divorce court wouldn’t agree with me. I would find it very hard to think of money my husband earned and saved as ‘our’ savings. But that’s just me and I have always worked outside (as well as inside) the home. If he pays the electricity bill then in your position I would feel duty bound to hand over/disclose the cheque. I don’t believe in financial secrets between husband and wife, which before anyone leaps on those words isn’t a contradiction of what I said at the outset.

Hithere Wed 22-Dec-21 15:31:55

This check is the tip of the iceberg

This a financially abusive marriage - what are you planning to do about it?

Serendipity22 Wed 22-Dec-21 15:31:48

Riverwalk i apologies for shocking you and others ( haha oooops ) but i can assure you it is 100% true, i guess i am just used to it now, but periodic the annoyance does leap from its slumber sleep with a ROAR ..... but i can assure you, the ROAR causes absolutely no fear or change of heart..