Have you tried contacting the pension provider to explain your problems ? I often have to phone DH's and there is always someone to help with a query. I also have to do battle (well, it seems like that !) with the UK tax office at times. Good idea as suggested here, is to collect together all the info you need, take two copies of the form . fill one in and if you can, send it by e mail to the pension provider and tell them why you are doing so, and ask if someone can kindly check it for you so you can submit the actual form and know it will be accepted Most government departmets, annuity companies or private pension providers will either have a help line or an internet site where you may be able to see the form and the exact details of how to fill it in !
Above all, don't let it get you down ..mistakes can be corrected and taking it slowly and logically will make it easier for you and I bet you end up wondering why you were so worried 1 Do you have someone at work (if you are still at work_ who could help ? Maybe HR Dept or pensions advisor > or Age Concern or the CAB ? please do not get yourself into a situation where you worry and make yourself ill ,,,,,get some advice ! Best of luck !