Gillybob I’m so sorry you are in a similar situation to me. No luck finding any insurance as yet but if I do I will share the info to Gransnet.
Lona I’m glad you are healthy, but it’s a scary situation.
Luckygirl humptydumpty Claudiaclaws and several others thank you for mentioning equity release/lifetime/ retirement/mortgages
EllanVannin Nannan2 I hadn’t thought about supported housing because I didn’t think it was possible as we have a property, but it obviously is and well worth considering. Thank you.
callgirl1 Neither of us has a works pension.
CarlyD7 I’m older than him but only by six weeks. Head in the sand sums him up. Thank you for your very sensible and helpful reply.
annsixty I did mean state pension thank you for clearing that up.
MadeInYorkshire just thank you for your very helpful reply.
Thank you to everyone who mentioned Age U.K and Citizens Advice and getting a lodger. I’m going to look into all the suggestions. I feel so much more positive today.
I wish I could reply individually to you all.
For all those who think I’m wishing my husband dead – you could not be more wrong! We met when we were 17, married at 21 and are still together in our 70’s. It was fear that made me ask the question – fear of losing him, fear of being on my own, and fear of trying to cope with moving house without him. Once I’ve gathered together all the information I’m going to sit down with him and try to talk it all through without falling out. My husband tends to think I’m criticising him if I try to ‘take control’ of our financial situation. I’m glad I asked the question on here even with the negative comments. Maybe some of you who are in a better position than others need to think a little more before you jump in with unkind comments.
A few of you have suggested I’m lying (too strong a word but I can’t think of a better one) about the insurance. Once I’ve spoken to my husband, I hope to provide more details. I may have got it wrong, but I’ve asked him twice, and he assures me it ends in four years with no payout at the end.
Chucky how could you possibly think I want him to die? If anyone has to die, I sincerely hope it’s me – purely for selfish reasons as I’m petrified of being without him. There you can have a go at me for that now!
Merlotgran please don’t ‘sod off’ you have to stand up to the bullies. It’s difficult, and I’ve shed a few tears reading some of the replies on here. Some because I’m feeling sorry for myself but more because I feel so, so sorry for those in a darker place than me.
By the way trisher I’m glad you are managing, and I sincerely hope that either my husband or I (depending on who is left) also manage and that is what I’m trying to sort out.