DH and I have just swapped from a king sized duvet to separate single duvets and we love it but, when I make the bed, it looks awful as I cant work out what to do with the 'overlap', iyswim.
We've had this for a few years too, due to tog incompatibility. I always use matching covers, and just arrange them on the bed with the side bits hanging over. We have a fluffy fleece that lies across the bottom so it looks almost like one duvet. Sometimes the scandi husband folds the duvets in half longways and lays them on top leaving some sheet exposed to air.
Some love!y coverlets in Dunelm to match their bedding. My favourite coverlet is from TK Maxx. It is quite heavy and drapes beautifully. And their quality is amazing. Only thing is their stock can vary greatly and they may or may not have a great selection.
Just had a short stay in a luxury 5* Hôtel- a very special Christmas present from one daughter last year- wow.
Super KS bed with 2 duvets- to make the bed look tidy and classy, each duvet was folded witdhways, and then placed neatly on each side lengthways- thus just covering the whole bed neatly- with nice cushions on top of double pillows.
I always like an oversized duvet (double on a single bed, king size on a double) so I'd have a double quilt each. I like the idea of another bedspread on top - looks so much cosier.
I used to have a cover over my duvet but found that eventually it sort of took the life out of the duvet, (not a feather one). Make sure if you do go down this route that it is a light one.
PS MrB and I were musch more comfortable when we moved to single quilts. I just wished I'd thought of it before! We were another couple with different temperature needs.