Unless my family specify exactly what they want I always give money or gift vouchers - usually accompanied by a small inexpensive gift "just to have a surprise to open"
I have family who live overseas so they always receive money but I also send a small parcel with individual gifts so that they know we are thinking of them on Xmas day. (Probably won't do that in the future as the postage is absolutely extortionate)!
Bought the wrong Hot Cross Buns 😩
How much do you spend on yourself?
Things you find stressful that other people don't notice.