I'm fairly sure this must be ascam but....

Most scams are motivated by (a degree of) greed. Including the ones where some random grooms you into investing your savings for a higher rate of return than you could reasonably expect via other means. If it seems to good to be true it probably is.

Franbern, thank you for explaining it.

I knew when it was offerred me that it was too suss not to be a scam but I didn't know how it would have played out if I'd gone along with it.

Hithere, I understand that school teachers try to teach sceptical sense to all their pupils via stories and practical judgement. I do hope the teachers usually succeed!

We had a new Kitchen and were advised by the company to sell the old one. We advertised and got responses. One agreed to come and pick it up but could not give a definite time. It was all in the garage and unfortunately, on the given day we had to go out so left it unlocked. We were very lucky the people had come and picked it up and left all the agreed cost plus extra because it was clean.
We have since realised how very lucky we were.
The biggest scam where I used to live was men coming around and offering to tarmac your drive for a reasonable amount. They needed a deposit and a group of neighbours or so they said quite a lot agreed and they never came back keeping all the deposits.Luckily we never joined in.

I posted about this marketplace scam a few months back in the threads for scams on GN.

How it works for the gullible is that they scammer says they wish to purchase the item for whatever price it is being advertised for and they will arrange with a courier company to collect it and to bring with them the purchase price in cash.

This should warn anyone that this is a scam. No courier company will collect unpacked items and most definitely NOT have to their drivers carrying cash to hand over.

If you do agree to go along this route the next stage is that they will apologise and say that the Courier company requires an insurance payment (IN ADVANCE) for carrying cash, and YOU need to pay this now and the purchaser will include this extra amount in that cash payment.

So there you are........the insurance cost is usually around the same amount as whatever it is you wish to sell.

When you cancel the whole transaction, these scammer try on the next stage and message you to say that they have made these arrangements and you are therefore responsible for the cancellation charges, and legal action will be taken against you for this money. Just delete and block

I do use marketplace a lot. Usually with great satisfaction both on my part as a seller and on the part of people getting a nice item for a small cost. I always ask for cash and collection.

Obviously the above scam works on a number of people otherwise the scammers would no continue to use it. It has been around for some years, also on ebay.

I know momb. I wasn’t suggesting that. I was pointing out that, as with bank scams, credit card scams happen without the scammer knowing the PIN.

I know ti is a scam, I have read all about it, but can't remember how it works

If you give your bank details ie sort code and bank account number , that does not include your card number

And credit card scams happen despite the scammer not having your PIN.

Because they are another piece in a jigsaw...

A famous person fairly recently published his bank details in a national paper to show it was safe to do so. Can't remember who he was. In those days when we used cheques, our sort code and account number were there for all to see. I still don't see how they can be misused without additional info.

There is a thread where a younger generation explains global warming to an older one and some posters think it is very unnecessary, as they know it already

Other two threads like asking for the age of parents (interner safety) and the comment above (bank safety) indicate very much the need for an updated education like this

Yes. Very true.

mumofmadboys

There is no harm someone knowing your bank details. They are on cheques.As long as they don't have the code on the back of your card or your PIN what harm can there be?

Oh yes there is! You'd be surprised - probably horrified - to know just what someone could do with only those details, if they wanted to.

Yes there is

They can make fake checks with your bank information and use them

There is no harm someone knowing your bank details. They are on cheques.As long as they don't have the code on the back of your card or your PIN what harm can there be?

A known scam in my area too. It was on FB Marketplace. Interestingly, once I had sent the woman a message to say ‘it’s a scam’ and I wasn’t interested , the person’s details disappeared very quickly. The next day someone had put a warning on Facebook about the same person.

Obvious scam.

Seriously, who would go to the expense of employing a "delivery company" to collect goods worth £25? Obvious scam. The script goes like this.. delivery driver turns up with no money as he was under the impression this was to be paid via bank transfer.. so if you could just confirm your bank details...

Yes, it is a known scam in my area too.

It is a known scam on FB Marketplace in the area where I live.

Yes!

And they have your bank details!!

I had that when I tried to sell a cheap cookpot thing on Facebook market.

I couldn't work out the scam either but it had to be, it was so much effort for a thing of such low value, £50.

I withdrew the item, blocked the alleged buyer, and a neighbour bought it for a tenner.

‘Delivery driver’ turns up with no money, he or you contact the buyer who says they will transfer the money to you. You get a confirmation that they have transferred the funds and hand over the goods. Then the transfer is reversed so you have no goods or money.