Gransnet forums

Ask a gran

Future-proofing and how to avoid becoming over- dependent

(153 Posts)
Cabbie21 Tue 14-Nov-23 08:58:29

My parents were very independent but in their final years, looking back, I now see they would probably have appreciated more support from me, as they did become very dependent on their neighbours. I lived an hour and a half away and worked full time so I saw them roughly every three weeks, alternating with other family members.
My husband died six months ago, and currently I am restricted by an injury, so I am really grateful for the support my family can give me. They are fairly local to me, but have busy lives with work and families. I will in due course be more independent but it has made me think hard about the future.
We moved a few years ago into a small market town, on a bus route, with doctors, shops etc handy, already future proofing our lives. But now the garden is too much. If I am going to move, I should probably do so in a couple of years’ time whilst I can still cope with the upheaval. But where? And then what?

When I read about others who are tied into caring for their elderly parents, I would not want to put my children into that position, but I hope to be near enough to make it easy for them to visit me. One of them is likely to move away in maybe 3-4 years’ time.
So I am not looking for immediate personal advice, but to open a discussion on how others see the future, when you need more help, maybe lose independence but want not to burden your family. What plans have you made? How can we keep our independence, when we become less able to manage, when we need more support? Have you moved nearer to family? Could you ever live with them? What has worked for you?

fancythat Sun 21-Jan-24 17:05:55

Grantanow

Future proofing depends on what the future holds. Downsizing may be a good idea but there is a lot of expense (stamp duty, agents' fees, perhaps modifications to the new house, maybe smaller furniture to buy, etc.) which might be better applied to the existing house. Moving into a care home may be necessary but involves disposing of personal possessions to fit into one room. It's all a very personal choice.

I have just come back from visiting someone in a care home. I was struck by, his possessions in it, could all have fitted in a couple of suitcases.
Apart from, I think he may have brought into it, his old rocking chair.

WonderfulLife Sun 21-Jan-24 17:15:08

We lived in our large detached home with massive gardens and extension for over 50 years but then when my husband sadly died I have found the garden much too large for me to deal with. I have a gardener but he can only come every two weeks for two hours as he has lots of customers. The house iteself is in great condition but these gales at the moment do have me worried as when anything happens, tiles blown off etc. I have to look for workmen and to be honest, the ones I asked for quotes from thought of me as their own personal bank so I told them where to go. I am 81 and thank god I have great genes and look 20 years younger and have all my wits about me so don't take any crap from them.

Our sons moved away and are now telling me I live too far away from them, I told them that was their doing, not mine and not to bother about me, I will cope perfectly well on my own and if I find things getting too much I will move into a small warden operated flat. I have not many years left on this earth and the way things are going I think I have another 10/15 years in me but if I don't, I will take it as it comes. My affairs are in order so I haven't that to worry about, my home is mortgage free and well maintained so if I am ill and cannot get a GP visit I will ring for an ambulance (the NHS fault not mine).

All in all life is good, it would be fantastic if I had my husband with me, but that is not to be. So on I plod. I do not want to be or will be a burden to anyone.

My dad died when I was 25, just after we got married, my new husband and I looked after my mother for the next 35 years of her life and I do not want that for our children.