An extra 600 million for Social Care in the Budget.

mae13

MissAdventure

Can one department use another's funds?

Oh yes - various departments have been quietly siphoning off the National Insurance pot for decades. That's why, when John Major's government realised there wasn't going to be enough to meet the pension bill the simple answer was to add another 5 years onto women's pension age, then Wee Georgie Osborne thought it was a wizard idea to add another year and telescope the whole process.

And anyone, any women who claims "well, I knew all about it!" has obviously been "tutored" by her husband to say the right thing because she is financially dependent on him......

I have never been financially dependant or tutored by my husband to say anything. I also was well aware of the change to the pension age, I had a letter to inform me and I'm pretty sure it was also in the press.

ninamoore

Social care is all in private hands. Anyone who owns or is involved in ownership does very well financially. This is because they pay ridiculously low salaries and provide minimum care, in homes and care homes. Until it’s unprivatised the system will never change. Brexit has created uncertainty and unnecessary change for the worse.

Totally agree.

It was a Thatcher government that privatised care homes by forbidding councils to run them. Higher standards through competition was the aim with the predictable results we now see.
Now that the NHS is exempt from paying increased employer contributions but the care sector isn't we may well see the closure of several homes since impossible for them to pay their staff any less (one good thing).
This would make bad worse if we see faster 'throughput' for routine surgery but patients piling up at the exit (aka bed blocking) because fewer care home beds.
Acute and social care needed to be treated as a whole.

I worked in social care 15 years ago and I very much doubt if anything has changed other than to the worst. As an example a local authority can have a standard award for residential/nursing care, that is the weekly amount they will pay eg £1000 a week less your assessed contribution say, your pension and a premium if you have savings therefor the LA will pay less than the £1000. However, those local authorities that run care homes they usually incur costs at least twice higher than the amount they will award a private home eg £2500. Yet a person admitted to a L.A care home only pays the same assessed contribution towards the costs, say £300, therefore the LA absorbs the remaining £2200. Even if you have funds that would mean you had to be totally self funding in a private home, the LA only assesses you on the amount paid to a private home and that will be what you are charged eg £1000. That will be one road the extra money for social care goes ie local authority costs. No wonder private care homes are struggling or they only take totally self funding people who can pay a realistic cost for care.

When I started work late 60's I was offered "married Woman's "NI payment , being told I could not claim sickness benefit. I certainly have no recollection of being told I would only get 50% pension. We can not claim any benefits as our combined pensions are above the minimum limit for pension credit. OH clams Attendance allowance so that covers the loss of WFA.

And anyone, any women who claims "well, I knew all about it!" has obviously been "tutored" by her husband to say the right thing because she is financially dependent on him......

😂😂😂

"Where do I put my cross on the ballot paper, dear?"

And anyone, any women who claims "well, I knew all about it!" has obviously been "tutored" by her husband to say the right thing because she is financially dependent on him......

I knew about it years before I got my official letter in 2015. I was working and started to adjust our pension planning accordingly. Nothing to do with my husband, how demeaning for women. I manage our financial planning and budgeting, albeit with consultation; he's happy to let me get on with it.
I'm always amazed at women who don't take responsibility for their futures

We pay towards social care in our council tax. Hopefully the extra will mean the care is improved and we won't have to pay any extra in our council tax

undines

Anyone who really believes we shall see real, solid improvements in the NHS is, in my opinion, firmly in cloud cuckoo land. I'm sure it is quite easy to siphon money into government projects such as a clinic to 'treat' children who want (think they want) to change gender, and other, more expensive and wasteful projects that I have not memorised. Unemployment is sure to worsen because of the effect of the Budget on small businesses, the farmers are being penalised (but then, who needs real food when you are en route to a vegan/insect-eating dystopia??) And don't forget that stamp duty is going up sizeably in April. That will affect loads of people. This was not mentioned in the Budget, but Martin Lewis, has the details. Anyone who seriously thinks this is a government for the 'people' is - well - like I said, in cloud cuckoo land. Maybe that's the best place to be.

Absolutely!

£600m for social care is a mere drop in the ocean! Small companies doing Domiciliary Care will go to the wall as they won't be able to pay the NLW, they'll need to pay more NI for their employees who are actually leaving in droves ...

Several of my really excellent carers have had to leave because they can't live on the wages they get, there's a great deal of driving for which they do not get paid, they can't afford a really decent car so are throwing money at cars that have very high mileage and aren't really worth anything against a newer one. The carer I had this morning, drove 20 odd miles to get to a village 8 miles beyond me for 7am. She then had a half hour break. 3 clients in my town including myself, then back to the village for a lunch call. Then a 90 min break - not worth going home (goes to supermarket for something to eat and keeps the car running to keep warm), 2 clients near me, another 60 min break, then back to the village for a long call, then home. She will have been away from home for 12 hours but will have been paid for 6, so it works out at around £9 an hour for a 12 hr day and she has to pay for her fuel ... the company keeps on taking more & more clients from further away, and I am going to lose my favourite carer, the ONLY one that can do something with my hair too!

Unfortunately the extra money will be used up in paying the increased employers’ NI contribution and the raised National Minimum Wage.

Cabbie21

Unfortunately the extra money will be used up in paying the increased employers’ NI contribution and the raised National Minimum Wage.

But if it raises pay - for example - for Made in Yorkshire's best carer, so she stays in post, it cannot be said to be wasted!

But btw, carers are generally paid by their agency for travel time - quite shocked this rural carer is not.

Oh so it is going to local governments. Most of this sum will undoubtedly be spent on supporting the “irregular” immigrants. all those poor deserving and neglected young men from Africa. If you think you’ll see any of it improving local social care you’re deluding yourself. And no amount of condemnation of my sobering comment is going to change the reality of it. Unfortunately

It sounds a lot but it won't scratch the surface.

Its what can be done right now - making a start -

no magic money to suddenly give more unless taxes put further up, and that doesn't go down well here in GN either?

biglouis

It wont stop local authorities robbing people of their inheritance to pay greedy care home fees.

Most ‘care homes ‘ are privately owned profit making organisations.
I hope to live independently, have a quick death and that my children can inherit my house. If I need care (i so hope not to) then I expect it will have to be paid for so the house might need selling. I’ve worked hard paid taxes etc etc but I’m not sure that means other people should fund care

I don’t think I would dare ‘tutor’ my wife, even though lecturing was my profession. I would end up with very blistered ears at the very least - and no I am NOT a ‘battered husband’ but part of a long lasting partnership that happened to ‘sort of start’ at the altar forty five years ago

Neilspurgeon0

I don’t think I would dare ‘tutor’ my wife, even though lecturing was my profession. I would end up with very blistered ears at the very least - and no I am NOT a ‘battered husband’ but part of a long lasting partnership that happened to ‘sort of start’ at the altar forty five years ago

😂😂😂

Wise man!

Wyllow3

Cabbie21

Unfortunately the extra money will be used up in paying the increased employers’ NI contribution and the raised National Minimum Wage.

But if it raises pay - for example - for Made in Yorkshire's best carer, so she stays in post, it cannot be said to be wasted!

But btw, carers are generally paid by their agency for travel time - quite shocked this rural carer is not.

But it won't! Any increase they may have been due will be swallowed up in NI rises the company has to pay ...

I just hope you can keep your carer! I live in an urban area so "Drives between" organised well are relatively short and they do get paid.

MadeInYorkshire

Wyllow3

Cabbie21

Unfortunately the extra money will be used up in paying the increased employers’ NI contribution and the raised National Minimum Wage.

But if it raises pay - for example - for Made in Yorkshire's best carer, so she stays in post, it cannot be said to be wasted!

But btw, carers are generally paid by their agency for travel time - quite shocked this rural carer is not.

But it won't! Any increase they may have been due will be swallowed up in NI rises the company has to pay ...

The 1.2% plus the extra as starting rate lower? That isn't 1.2% of their turnover, it is 1.2% of the gross pay of their staff, on top of that they will already be paying employers NI, pension contributions and all the costs of running a business. I doubt the increase comes to 1% so unless their pay increase was going to be very low it shouldn't make much different.

I got a taxi once and the driver wassaying he was more or less the mayors personal driver I think councils waste money it should be more open information I think as everyone pays into the council via the council tax

Quite a lot of this information is available to the public from councils as regards personal expenses and what your money goes on. Ask your local councillor for how to access.

What a strange point of view (the one about pensions, George Osborne and husbands etc - not sure if it’s actually there to quote any more?) I don’t retire for another few years but I was fully aware that the pension age was changing when it was first announced. Whilst fully accepting that obviously some people weren’t, I read it in the press and online. and think it’s so important for everyone to be financially aware whatever our circumstances.