Off to sit in on a conversation about care fees.

I have just seen Gerry's thread about a charge being placed on the son's / daughter's house. Gerry has mentioned care fees being passed down the generations before.
If Gerry was in power are we going to have a situation in the future where somebody has the ability to become a doctor for example will not be able to afford the training because some relatives 3 generations back have required care? and they have got to pay that debt.

Another problem is you do get situations when people in their 20's and 30's for example become violent due to mental health issues and have to be put in some sort of care institution.
Should the home which he owns jointly with his wife be taken which may have children be taken and then his wife and children thrown on to the street.

Frank

The two things are not mutually exclusive.

ginny

I can not be daft.
I am a Cardiff University graduate.

Frank

Hmmm. So, maybe Frank and Gerry are alter egos. Frank is the slightly daft but well meaning side and Gerry is the 'dark,' nasty side. They certainly have some sort of powers as I can usually tell that is post is from one or the other of them but I seem powerless to ignore them.

You may well know as much about these things as Frank does.

I would not be saying too much if I were you , he won"t like it !!!!

As it appears the father has no assetts I think a fair way around this is for a charge to be placed on the houses belonging to both the son and daughter for half of the care fees each and the council can recover the money when the house is sold.
If half of the house is owned by a son / daughter in law the half belonging to the son / daughter should be used first and if that is not enough then some of the son in law / daughter in laws equity could be used.
This is fair as the son / daughter in law chose to marry the children of the person needing care.
This will mean the children could continue to live in the house and any care fees come out of the grandchildren's inheritance.

Gerry

I ^ know^ you will keep us posted Frank .

Sorry Ana my iPad is also being stroppy today

Yes Anna feeling under the weather always brings out the fascist in me!

We will just have to wait and see what the "Social" will do ?
I will be having a refreshing swim in the meantime !!!!

Aka

The father lived in a rented council house and does not have a lot of money.
The children have their own houses and I would say they are comfortable but not rich and are due to retire within the next 12 months.
How the social worker expects them to pay £100 a week each I do not know.
They are under no legal obligation to help finance the father.

Frank

Ooh, Aka - you're venturing into Bentley/Gerry territory there!

Hasn't he got any assets that the family could sell to offset the cost of this to the tax payer?
I think there should be a new crime of 'care-cost evasion' and any relatives found guilty could therefore by housed at Her Majesty's pleasure, thereby freeing up the family home to be sold to defray the cost

Well surprise surprise.

The father has been transferred to the home which the social worker said he could only go to if the children paid a top up and it is been fully funded by the NHS for 3 months.
The social worker suggested the children get themselves in a position to pay a top up but they are not going to do so.
I am just wondering what the NHS or Social Services will do?.

Frank

I see. Thanks.

Bags

The children are grown up.
The father is in hospital.
Social services have found a care home which will take him but not at the council's usual rates.
Social Services want the children to pay a top up but they have refused.
The father does not own his house.

Frank

What is the father 'doing' at the moment? Living in the care home?

Frank,
Who found a care home? The violent father? or the social worker? Or the father's offspring?

Is the care home for the violent father or for his children?

Are they grown up children?

Please, if you must start a story, at least make what you are talking about clear.

Ariadne

Would your reaction be the same if he attacked your grandchildren?.

Frank

Yawn..

Only just got back.
The Social Worker was either trying it on or does not know the law.
The father has been violent and said they have found a care home but it will require a top up from the relatives of £200 per week.
The son and daughter are not going to pay.
The Social worker did ask what the father was supposed to do as he clearly can not be let on to the street as he could injure or possibly even kill somebody.
Basically the council is responsible for either finding suitable care at its usual rate or it will just have to pay the extra.
We are arguing for NHS funding.

Frank

I don't think Frank realises that the money he saves relatives has to come from taxes you and I pay or it could be better used for things like employing nurses rather than keeping sole offspring in 6 bedroom detatched houses.

Gerry

Charleygirl your response made me giggle !