She might well have saved for ages. Why do people make assumptions about the wealth status of others? (And why does it make them cross?) We don't smoke, rarely drink, and don't do expensive holidays. I have two very ancient but nice looking cars that run well but are worthless. These are our choices,and we have spare cash as a result to 'lavish' on our adored children and grandchildren. We buy our GC 100 Premium Bonds each every Christmas as a growing nest egg, together with presents to open (far more interesting) and buy all offspring nice prezzies for occasions. They are incredibly grateful, always, and keep telling us we should spend our money on ourselves. I am not trying to sound like some ghastly Lady Bountiful but I know that people think we are incredibly well off - and we aren't! It's just what you choose to do with your money. How about a 'special day' (I think they may be called 'Red letter' days) for a son's special birthday? There are many exciting things to choose from - there must be something there for everyone.