gettingonabit we're kindred spirits! I too bought a house in a state of semi dereliction and spent 9 months and every penny I had renovating it. I did as much of the work myself as possible and only had help with the plumbing, plastering and electrics. I've never been so exhausted or dirty in my life but I loved every last second of it! When I look at the photos of what it was, and what it is now, I feel really proud of myself! I did that! 
You should all feel very proud (imho)


Most of us in England don't even get our free bus pass till we're of the new retirement age (66 in my case).
. Few of them require oodles of cash, just a bit of motivation. But even "going without TV for a week" and "reading 10 classic novels" have been put on the back burner.