Well I said I was going to do a degree, not having been able to go to uni in my youth but with OU it would cost about £15k! So not on your nelly just for a vanity project!
The bliss of not having to do anything you don't want to do, get up at leisure etc. But have joined groups, U3A great and still sing with two choirs and do two keep fit classes.
But, as others have said, you never know what's round the corner so you just have to enjoy each day as it comes and be thankful.
Hemiarthroplasty partial hip replacement


. Few of them require oodles of cash, just a bit of motivation. But even "going without TV for a week" and "reading 10 classic novels" have been put on the back burner.
Most of us in England don't even get our free bus pass till we're of the new retirement age (66 in my case).