Cash or Card ?

My eyesight is not good for tapping numbers in to cash points, so I have started using my cards on my iPhone, it’s great, I just hold it near the terminal and it clicks to let me know transaction gone through.

My wallet is long one with innumerable sections. I have slid pieces of foil into the two outmost sections, that I never used anyway. Cards protected; or have a piece of foil folded in two in your wallet and slide your card into the fold to keep it.

I think most of the cloning stories are thoroughly exaggerated and overdone, but I did read somewhere quite authoritative recently, that close quarters cloning is possible and I now never need to worry about it.

Cards are fine until the power is out and then one is unable to use them. I tend to use cash for anything under $20 (Australia)

i must admit i do use contactless more ,maybe this is where i am tempted to spend more than i have. so after christmas back to cash i think...

My card was cloned once. That was enough for me. I have my cards in a eat little metal case that fits into a compartment in my handbag. I have a small purse for cash. I like to have some cash for odds and ends but mostly use my cards.

Neat! Not eat. Sigh.

I usually use my card to pay for everything (with a few spare quid in my purse - just in case I need it). But over the last few weeks, as an experiment, I've been drawing out a certain amount of money every week, and paying with cash. And I'm absolutely amazed at how much less I spend!

It seems 'realer' to be handing over your hard-earned cash, rather than just flashing a card. Try it! You'll save oodles!