gillybob -I think the media, especially the Sunday supplements, encourage people to feel that they have to be out and about, partying, socialising, holidaying or they do not have a fulfilling life.
I do not agree - caring for and loving our family and friends, helping in the community in some way - these are entirely sufficient fulfilment for me.
I know that you have financial and other problems to contend with; but do not underestimate your presence and your love of your family as valuable "commodities", however unglamorous they might seem. I am sure that your family value you - I hope life takes a better turn for your soon.