Only you can decide what to do re the floor, but at the moment as I'm replacing things I'm trying to get exactly what I want, which best buys etc, not going OTT stupidly, not spending a lot of money when a cheaper one is a best buy, it's sensible to get a good price for things. I'm having major renovations done atm, and I'll get a second-hand appliance if I can't find something and upgrade when I find what I want. I've gone for a mid-range kitchen, though, it was just as nice as the much dearer ones, it was what I wanted but nicer than the cheaper ones, but I had a better worktop for example. Although I'm on my own, I've got a slimline dishwasher, should have had one when I had the children and the now ex, but I now will have a shiny sink most of the time. I've had my bathroom remodelled and have had multipanel panels on the walls so that will be easy to clean, so I'm also looking at practicalities as I gete older, so have had had that in mind too. I want it as nice as possible and hope that I'll not need to do much else for a long long time. I'll need some more stuff and will look out for good second-hand stuff so if it's not exactly what I need, once I've lived with them for a bit, I'll not have spent too much and will know better what I need
If you can afford it go for what you want. If you want more than you can afford, go for second hand maybe, I've got some second-hand curtains, 2 sets that are going to look lovely, they need taking up so am doing that, I'd have bought them new for example [and am hoping to get some more on eBay in the next couple of days]