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Is this fair ?!

(108 Posts)
Lucca Tue 26-Jul-22 15:37:21

As some if you know I have terminal cancer. I want t go abroad for a holiday. I have my oncologist approval. Travel insurance though ….. a lot of companies will not insure me because I took part in a non invasive trial recently. No Follow up procedures, no medication. I did it mainly to help future patients as it can’t save me.

Maggiemaybe Wed 27-Jul-22 15:05:22

I’m so very pleased that you’re going to get your holiday, Lucca. You are an absolute star for taking part in the trial and deserve that bit of good luck and much more besides. thankssunshine

Maggiemaybe Wed 27-Jul-22 15:06:37

Marydoll thanks

Lucca Wed 27-Jul-22 15:35:04

So sorry Marydoll. I feel bad now banging on about my trip

Lucca Wed 27-Jul-22 15:36:23

Is it worth you trying my
Broker ?

Marydoll Wed 27-Jul-22 16:03:25

Lucca, please don't feel bad at all. I'm delighted you are getting away.
I think there is a limit on how many conditions, you can have on a policy.
I resigned myself to it. However, I do miss my beloved Rome!
It's too much of a risk now.

I hope you have a fabulous time!

Blossoming Wed 27-Jul-22 16:08:32

Have a lovely trip Lucca, you have nothing to feel guilty about.

I can’t get travel insurance nowadays so it’s wonderful to hear of others succeeding. I have done plenty of traveling in my time and there’s plenty of places on my list in the UK.

Callistemon21 Wed 27-Jul-22 16:48:13

Lucca

Ive got a quote !! Less than I thought too. Bet the holiday has been taken now….

Oh, good!

I'm sorry, Marydoll. So many people have to take out expensive insurance and never claim so surely that must cover the cost of the few who do claim - and give the companies large profits too.

And I'd like to say a big thank you for all those who volunteer for clinical trials.

Chewbacca Wed 27-Jul-22 16:55:55

Wonderful result Lucca, really good news that you can now look forward to as lovely holiday in the sun.

Marydoll Portmeirion is beckoning you! A little bit of Italy tucked away in North Wales!

Marydoll Wed 27-Jul-22 17:12:12

It's on the list Chewy! I just need to sort my latest problems, first.

Chewbacca Wed 27-Jul-22 17:28:08

I'll be waiting for you Marydoll flowers

nadateturbe Wed 27-Jul-22 17:30:51

Good news Lucca.
So sorry for Blossoming and Marydoll not being able to get insurance. ?

Lucca Wed 27-Jul-22 18:01:41

Thanks for all your comments. It’s good to know one can come on GN and either exult or moan and be listened to !

ixion Wed 27-Jul-22 18:48:39

Oh, I am thrilled for you Lucca, you've no idea!
Have a lovely time and send us a postcard!

Beautful Wed 27-Jul-22 18:53:52

So pleased for you ... enjoy !sunshinewinesmile

rafichagran Wed 27-Jul-22 19:05:51

Pleased for you, enjoy ??

JenniferEccles Wed 27-Jul-22 19:18:17

Lucca I’m sure there are lots of folk on GN who were so saddened to hear your news a while back about your health situation, so learning that you have booked a much needed holiday is very heartening.

I hope you have a wonderful time, and I will look forward to hearing all about it when you return.

icanhandthemback Wed 27-Jul-22 19:30:55

I'm so sorry to hear your prognosis but thrilled for you that you can go on holiday, Lucca.

In the past, The Post Office used to offer good insurance. They would cover a lot of pre-existing conditions after a certain time but if you claimed, your excess was higher. For those of us who have several conditions, this seemed the best way to go.

LauraNorderr Wed 27-Jul-22 19:44:52

Can’t believe how happy I feel for you Lucca, yay and yay again.
An insurance company with a bit of a heart, a lettuce and definitely not a carrot.
Looking forward to hearing about the trip and hoping you’ll post some photos.

Dinahmo Wed 27-Jul-22 19:45:49

I can understand why insurance companies won't insure some people that have pre-existing conditions but what I can't understand is why they don't exclude that part of the policy relating to illness. Surely they could create a policy where the types of cover that you need can be selected, such as cancellation, luggage and delays.

Lucca I'm very pleased that you have found a policy and hope that you have a lovely holiday.

Callistemon21 Wed 27-Jul-22 19:55:49

Dinahmo

I can understand why insurance companies won't insure some people that have pre-existing conditions but what I can't understand is why they don't exclude that part of the policy relating to illness. Surely they could create a policy where the types of cover that you need can be selected, such as cancellation, luggage and delays.

Lucca I'm very pleased that you have found a policy and hope that you have a lovely holiday.

Yes, they do, Dinahmo. Our bank offered insurance cover like that but, if you have a pre-existing condition, the company could argue that any sudden illness needing treatment on holiday was due to the pre-existing condition.

granfromafar Wed 27-Jul-22 19:56:12

Lucca - great news about the hair and holiday booking. Have a fab time.

Callistemon21 Wed 27-Jul-22 19:57:04

Chewbacca

Wonderful result Lucca, really good news that you can now look forward to as lovely holiday in the sun.

Marydoll Portmeirion is beckoning you! A little bit of Italy tucked away in North Wales!

It's lovely there!

Callistemon21 Wed 27-Jul-22 20:01:49

Lucca

ourtravelinsurance.co.uk/ This is the broker I used. Really helpful. Shout out to Brenda!
The insurers are actually Allclear .
By using a broker I only had to give them all the details rather than repeating them to x different companies,

They're the ones I used last time, not as expensive as Staysure, the company I used to use whose prices had risen by quite a large margin.

Enjoy your holiday Lucca!

SachaMac Wed 27-Jul-22 20:20:54

Sorry to hear about your diagnosis Lucca My DH was diagnosed with Stage 4 terminal cancer & underwent palliative treatment including chemo, he was also part of a trial. We managed to get insurance through a company called Insure With.com for several holidays abroad and in the Uk before Covid hit. They were recommended to us by Macmillan support at the hospital. The company was originally set up by a lady who had breast cancer & was struggling to get cover. They may be worth a try, I hope you manage to sort something and get to go on what must be a much needed holiday.

kittylester Wed 27-Jul-22 20:45:42

Glad it's sorted Lucca. Just wanted to say I am in awe of your attitude. And to offer a hug should you need one anytime.