We lived in digs in London. Servants' quarters under roof of Victorian 3 storey house, very steep stairs, damp, cold and miserable and very expensive compared to salary. Then we moved to Midlands and had awful digs linked to the job- dingy, damp, again, servants' quarters at the top of 5 storey building. And then we bought our first house in nice suburbs, but had absolutely nothing to put in it. 2.5 bed semi with nice corner garden. We got all second hand bits and bobs begged and borrowed. Make furniture with pallets and own bean bags, and own bed. New baby and no washing machine! Happy days.