Gransnet forums

Chat

What is this 2 child cap benefit anyway? Who does it affect?

(221 Posts)
Urmstongran Wed 24-Jul-24 07:11:25

I wasn’t sure so I looked it up on a BBC website. I had thought the benefit was akin to the old ‘family allowance’.

I was wrong.

Turns out the people most affected by this are single parents receiving Universal Credit. Each child would receive £3k apparently.

This struck me ..

“Almost half of those affected by the two-child benefit limit are single parents, such as Frances, in London. Her third child was still a baby when her relationship with her husband broke down, and he doesn't support the family financially.”

Now - why on EARTH doesn’t the father have to pay something towards the upkeep of HIS kids?

Why has the taxpayer become ‘in loco parentis’ in so many cases?

Yes, I know “it’s not the child’s fault”. It’s what so many of you will retort.
But it’s not mine either.

Go after these dads who seem cavalier in their attitude … “Nothing to do with me guv”.

MissAdventure Wed 24-Jul-24 10:11:08

I've never ever met anyone that doesn't agree with that, though.

Wyllow3 Wed 24-Jul-24 10:11:33

Thank you posters above, for clarifying the difference between child benefit, and tax credits. I wasn't clear myself.

Nannarose Wed 24-Jul-24 10:12:22

What it really means is that any family who do not have substantial savings or well-off family behind them can't 'afford' to have a 3rd child.
An accident, an unexpected illness, many things, may mean that a family who previously had a decent income can end up claiming benefits.
It also means that any family who claim benefits, including those who are working and claim Tax Credits, have to seriously consider terminating an accidental pregnancy (one reason that some MPs are very unhappy about it).

Chocolatelovinggran Wed 24-Jul-24 10:24:19

And some ( planned, wanted ) pregnancies result on in multiples. And sometimes contraception fails. And sometimes husbands disappear off with a new partner...
I'm not entering the debate for or against the two child cap, simply stating that life is not always tidy for everyone.
I was in number three of the scenarios above.

Urmstongran Wed 24-Jul-24 10:25:24

Maybe digital ID would help trace these absent fathers.

Sir Keir said on multiple occasions during the election campaign that his Government would not scrap the cap because of the economic implications.

But there had been numerous calls among Labour MPs for the Government to commit to immediately abolishing the limit, along with threats to rebel over the issue.

But ultimately just a fraction of the number needed to defeat the Government on the issue rebelled, with the amendment being voted down by 361 votes to 101.

Ilovecheese Wed 24-Jul-24 10:29:22

Seven decent Labour M.P.s didn't think that their ambition was more important than child poverty. Shame on the rest of them, although this is not a popular view on this site.

Nicenanny3 Wed 24-Jul-24 10:34:23

I personally think the cap should stay at 2 children.

Merion Wed 24-Jul-24 10:42:44

Chocolatelovinggran The cap has exceptions for multiple births and other circumstances.

Multiple birth

If a further pregnancy results in a multiple birth on or after 6 April 2017, you’ll get the child element for all but one of those children. For example, if you already get Child Tax Credit for 2 or more children and you have twins, you’ll get the child element for one of the twins. If you have triplets, you’ll get the child element for 2 of the triplets. Where the first child of the multiple birth is either the first or second child in the household, we’ll pay a child amount for all the children born as part of the multiple birth.

www.gov.uk/guidance/child-tax-credit-exceptions-to-the-2-child-limit

Turn to us lists exceptional circustances:

You qualify for an exception or special circumstances for each third (or subsequent) child if:

•You have adopted them or other children in your household
•You receive Guardian’s Allowance for them or other children in your household
•They are the second (or more) child born in a multiple birth
•They or other children in your household are the child of one of your children who is under 16 years old
•They or other children in your household are not your child or stepchild and you look after them under a Court Order
•They or other children in your household are not your child or stepchild and you look after them under an arrangement with Social Services (except for formal foster care)
•They were conceived as a result of rape and you do not live with the perpetrator

www.turn2us.org.uk/jargon-buster/two-child-limit-exception

LucyAnna2 Wed 24-Jul-24 10:59:42

Maybe digital ID would help trace these absent fathers

You can lead a horse to water Urmstongran……..
( My oldest daughter (a teacher) and her ex husband (he left the family for a colleague at work) have 3 young children - since he left 2 years ago these has paid no maintenance. Self employed - purports not to earn enough to pay.

Urmstongran Wed 24-Jul-24 11:05:13

Oh heck LucyAnna2 that must be so hurtful for your daughter. But why don’t his children with her take preference if they are the oldest ones? I bet he’d soon ‘find money’ then for his other kids.

Keir Starmer is being mocked for his decision. He’s being called Sir Kid Starver apparently.

Ilovecheese Wed 24-Jul-24 11:07:58

This cap has not worked to stop people having more children, it has just made children poorer. Of course all fathers should contribute but they don't. This cap has not led to anything other than poverty for children. I understand that most people don't care, but I would have expected Labour politicians to care.

Urmstongran Wed 24-Jul-24 11:10:31

Apologies. Re-read your post LucyAnna2. Possibly your three grandchildren ARE his only kids. Rubbish system isn’t it? He gets off ‘Scot-free’ it seems (like many others).

Urmstongran Wed 24-Jul-24 11:12:24

All that sounds pretty fair to me Merion. Thanks for your informative post. It’s ’not as grim’ or harsh as is sometimes supposed it seems.

Nicenanny3 Wed 24-Jul-24 11:15:28

Ilovecheese

This cap has not worked to stop people having more children, it has just made children poorer. Of course all fathers should contribute but they don't. This cap has not led to anything other than poverty for children. I understand that most people don't care, but I would have expected Labour politicians to care.

Well if the cap hasn't stopped women having more than 2 children whose fault it that, the women in my opinion and yes I know it's not the children's fault but it not my fault either or the taxpayers is it.

I actually find myself agreeing with Keir Starmer.

MissInterpreted Wed 24-Jul-24 11:18:59

Yes, let's just blame the women, shall we?
Oh, and it's not always absent fathers either - what about absent mothers?

Urmstongran Wed 24-Jul-24 11:21:10

Erm … your post chastises us for blaming women … then says “what about absent mothers”. 🤔

Nicenanny3 Wed 24-Jul-24 11:25:12

MissInterpreted

Yes, let's just blame the women, shall we?
Oh, and it's not always absent fathers either - what about absent mothers?

Err birth control is easily available. Perhaps think twice before having more children.

MissAdventure Wed 24-Jul-24 11:27:14

I don't think birth control comes with a crystal ball.

Merion Wed 24-Jul-24 11:29:29

Ilovecheese

This cap has not worked to stop people having more children, it has just made children poorer. Of course all fathers should contribute but they don't. This cap has not led to anything other than poverty for children. I understand that most people don't care, but I would have expected Labour politicians to care.

It’s unfair to say that Labour don’t care. I have already posted above linking to this:

www.gov.uk/government/news/ministerial-taskforce-launched-to-kickstart-work-on-child-poverty-strategy

Surely it is better to take a considered, holistic approach than respond to a quick King's Speech amendment.

There have been a number of discussions on here where people have been very vocal about not wanting to pay more tax. Reeves is being caution. Labour were elected on a promise of not increasing income tax, NI and VAT so where would the 3.5 billion needed to scrap the cap immediately come from if the government also wants to stimulate economic growth?

The new government has already taken some measures: stopping the 10bn Rwanda scheme, to clawback funds lost to Covid corruption fraud estimated at 7bn, measures to address the 40bn annual tax gap and so on.

It’s been less than 20 days. Give them a chance to find some extra money without resorting to tax rises or cuts to public services.

MissInterpreted Wed 24-Jul-24 11:32:51

Urmstongran

Erm … your post chastises us for blaming women … then says “what about absent mothers”. 🤔

Yes, I realise that might sound contradictory. It's very easy to blame the women - but as others have rightly pointed out, many mothers probably didn't give birth to their children thinking that they would become a single parent (for whatever reason).
My second point is that almost everyone on this thread has spoken about absent fathers - but there are absent mothers too. One point doesn't cancel out the other.

MissInterpreted Wed 24-Jul-24 11:33:19

MissAdventure

I don't think birth control comes with a crystal ball.

Exactly!

Wyllow3 Wed 24-Jul-24 11:37:07

Merion

Ilovecheese

This cap has not worked to stop people having more children, it has just made children poorer. Of course all fathers should contribute but they don't. This cap has not led to anything other than poverty for children. I understand that most people don't care, but I would have expected Labour politicians to care.

It’s unfair to say that Labour don’t care. I have already posted above linking to this:

www.gov.uk/government/news/ministerial-taskforce-launched-to-kickstart-work-on-child-poverty-strategy

Surely it is better to take a considered, holistic approach than respond to a quick King's Speech amendment.

There have been a number of discussions on here where people have been very vocal about not wanting to pay more tax. Reeves is being caution. Labour were elected on a promise of not increasing income tax, NI and VAT so where would the 3.5 billion needed to scrap the cap immediately come from if the government also wants to stimulate economic growth?

The new government has already taken some measures: stopping the 10bn Rwanda scheme, to clawback funds lost to Covid corruption fraud estimated at 7bn, measures to address the 40bn annual tax gap and so on.

It’s been less than 20 days. Give them a chance to find some extra money without resorting to tax rises or cuts to public services.

👏👏 Inevitably many issues raised in GN, what about this or that group in need - who could disagree in theory? In practice a whole number of tough choices are being made.

Labour has some very strong policies on improving early years education and poverty and you can't do everything.

winterwhite Wed 24-Jul-24 11:40:07

Well, how far ahead do you expect parents to look before contemplating a third child? Who could have foreseen the cost of living increases of the last five years?

The strain of unemployment has been the cause of many family breakdowns.

The hidden casualties of Brexit.

Urmstongran Wed 24-Jul-24 11:42:23

Ooh shoehorned nicely there winterwhite. 🤣

winterwhite Wed 24-Jul-24 11:47:52

Quite so, Urms, was sure you'd notice 🤣