make sure you don't lose your credit cards,if this happens.

When I was in a large city recently, I was as amazed at the number of establishments that said they were Card Only. I always have cash as well as a card.

We do card only at our small sports club bar primarily because all the banks have closed in our town so taking cash out and paying it in is not easy plus we don’t want to trudge around carrying cash from a security angle. We do keep a small float in case the till goes down or somebody doesn’t own a card.

For those who use Stocard - it has recently been taken over by Klarna. I had to download the Klarna app and the cards all transferred over. However, so far as I can see, you can only use Klarna for storecards (I used Stocard for all sorts including library cards, bank cards, National Trust etc.) When I tried to add a new one it looks as if you can only choose from the storecards that have been set up (unless I'm missing something....)

I shall be making my limit smaller than they put it at, in case of cards lost or stolen. I want to be able to use my money as I choose and not be told I can only use a card by shops or cafes etc. You could have thousands in the bank and the latest posh phone, but if you are up in the Dales the reception is nil in some places and you need cash there.

Also I support our local markets and use cash there. If you use a card they have to pay for it and so eventually the prices will go up, or the markets will disappear and then you will be at the mercy of the supermarkets. I want choice, and intend to spend my money in the way I choose, and it is coin of the realm so do not see why they refuse it. Of course, shops may choose to only take cards and I may choose not to use those shops!! I am usually quite an organised person, and when I visit garden shows etc etc, get smiled upon by grateful stall holders as I give them the correct money. There have also been a couple of occasions lately when there was a problem with card machines in the supermarket and so of course I had no problem paying for my goods and off. If you are a reasonably intelligent person it should be your choice how and in which way you spend your money. The idea that cards would be quicker is proved to be quite wrong as people messing about at check outs show!!

I agree Madeleine I use ca.She'd and card .

Don't know what happened there should say I use both cash and card.

25Avalon Put your pin in your contacts

Nearly everyone here in NZ has stopped using cash. We don’t even live in the same area as our bank -it’s several hundred miles away and we haven’t had any issues. We keep some cash in case of problems that affect the money machines. (Such as earthquakes!😳)

I do wish we could reply on this forum or at least have like!

Catterygirl

Don’t stop using cash. Computers go down.

Cash or card when the bar code scanner stops you can’t use cash either, when the cash machine stops you can’t get cash.

I much prefer a limit. I lost my phone but luckily my bank cards were not inside the phone wallet.

I am frequently asked to enter my
pin so know it well.

I volunteer on the till of a community shop.
Occasionally people can't pay on their phones, and don't carry cash. Sometimes the till fails but we are happy to take either cards or cash.

Ofcourse we get charged for the cards and the fees which run to thousands annually, doesn't go into the local economy, unlike cash.

David49

Catterygirl

Don’t stop using cash. Computers go down.

Cash or card when the bar code scanner stops you can’t use cash either, when the cash machine stops you can’t get cash.

There have been a couple of times in the last two years when I was only able to complete my purchase because I had cash on me - once in Aldi and once in The Works - because they were having Internet problems.

I have no idea whether their bar code scanners were working, or not, but I was able to pay cash, and if I hadn't had any on me, I would have had to leave empty-handed like all the non-cash-carrying customers were having to do.

I have recently been out to lunch on 2 occasions with the same small group of friends.
One is getting very forgetful and in fact lets her son do most things for her, certainly where finances are concerned.
When the time came for us to pay, her card would not “tap” and she should have inserted it and used her PIN. Unfortunately she had no idea of the number as her son gets cash out of the ATM when she needs it .She didn’t have enough cash on her so one of us paid. The son transferred the money a day or so later when he learned of this but did not take the hint of either telling his mum her PIN or perhaps providing a way of remembering it, because the following week the same thing happened again. I felt very sorry for her .
Many places no longer take cash and it seems to be a case of “use it or lose (forget) it” with one’s PIN.

Some bank apps allow you to look up the card pin. The nice lady in my bank showed me how to do this. Unfortunately I can’t remember the sequence of steps to retrieve the pin!