You must be old if you have a purse or a wallet.

I have two purses. There is nothing in either of them. My cards are in a separate anti cloning case and everything else is on my phone. On holiday recently when we ate out, and this was in every restaurant/cafe, we paid with a card as none of the took cash. We were in Staffordshire.

I am old in years but nothing to do with the cash v card business.
I carry my card and have various club and store cards on my phone. I always carry some cash which came in very useful at an art gallery café recently when, you guessed it, their card reader wasn't working.

I volunteer in our community store on the till each week and although most customers pay by card many don't and not just the old ones either.

It's a bit of a trek to the nearest ATM but sometimes needs must.

MT60 not just medication Boots take all empty beauty products, hairspray, creams, toothpastes etc etc into their schemes tubs
I save all mine and give to my grandaughter to take and get a little windfall
And yes I am very, very old as I still carry a purse with my money, bank cards, store cards, bus pass, etc in

Be prepared for every eventuality.
Who knows these days what is going to be asked for.
We in the back woods still have some parking ticket machines that only accept coins.
Well I AM old.

OP What happens when said phones are stolen or lost?

What happens when said purse or wallet containing the cash is stolen or lost especially if it also contains debit and credit cards?

I like to hedge my bets - I usually use my phone, but I have all the cards too. I’m not worried about my phone getting lost or stolen so much as me forgetting I’ve left it at home or in the car on charge, or dropping it. I also keep and use cash, it’s just easier for small purchases, and it’s a back up when all else fails.

Well, i always carry a handbag so I have both in it. If i'm just shopping in the vilkage I might just take my phone.

Until recently one of our hospital car park's was cash only. Lots of people have been glad i had cash with me.

I have a Kipling lightweight cross body bag and a purse, never go out without either, always carry some cash though I pay mainly with card.

Graphite

OP What happens when said phones are stolen or lost?

What happens when said purse or wallet containing the cash is stolen or lost especially if it also contains debit and credit cards?

In my case I have my phone as back up. I don't use cash.

MT62

I’ve been in three super markets where the terminals were down.
I could put my shopping through as I had cash.
All the rest had phones so were ranting & raving 😂

You must have gone into smug mode🤭I would have done.
No purse or wallet but I carry cards and cash in a compartment in my bag.

Whitewavemark2

One of the recommendations in view of a national crises, is that we all have 3 months (I think) worth of cash stored away in the house.

I haven’t yet, but I guess if things are looking dodgy I might consider it.

If you do that make sure you read the small print on your house insurance. In the rare event that you might be burgled some insurance companies will only pay up to a certain amount of cash stolen.
It happened to my next door neighbour 😥

MT62

I’ve been in three super markets where the terminals were down.
I could put my shopping through as I had cash.
All the rest had phones so were ranting & raving 😂

Quite

PamelaJ1

Be prepared for every eventuality.
Who knows these days what is going to be asked for.
We in the back woods still have some parking ticket machines that only accept coins.
Well I AM old.

Us as well.
And glad we do.

Some takeaways only use cash. Well they used to up to about a year ago. Not sure if they have all changed or not.

I am obsessed about having all denominations of notes and coins in my beautiful purse bought from TKMaxx years ago. Cost £25 at the time and well worth it. All sorts of compartments, for notes cards, coins etc. If it wasn’t for the fact I need to carry my asthma inhaler, I wouldn’t carry a handbag.

Oh my phone goes in my pocket

I always carry cash and card if I'm classed has old so be it.