The menopause need not be as traumatic as you expect, ruby. Mine started at 43 and was really quite uneventful, apart from some sweaty nights, but then it was a hot summer anyway. If you do have problems, see your GP - preferably a female one if you can - and ask about hormone replacement.
Are you in your forever house?
Retiring and living frugally in money from downsizing after years of stress


).