I don’t know if this will be of help or interest to anyone on a long list for surgery.
I have found out that you can actually have credit through a finance company through the hospital with no interest charged if you pay it over a year.
I would certainly take advantage of this if I needed more replacement “parts”.
It saves depleting savings and can save lots of pain.
I waited 9 months for my THR and was totally disabled , if I had had to wait two years as some people are I fear I would not have recovered.
The APR is I believe, 9.9% if you need longer.
Have you stopped buying papers?
Retiring and living frugally in money from downsizing after years of stress
