So I was told I needed a THR before a hol in Sept which had been booked long before my hip took a turn for the worse . I was waiting for cortisone injections . When I informed my travel insurer , annual , I was told I would not be covered for cancellation due to the hip issues but would be covered for any problems while I was away . I also had to pay a bit more for it to be added on .
I don't know if they'll cover you to go tbh but yes you'll have to tell them . Very costly if things go wrong while you're away and none of us can foresee that. What bad luck for you to have this happen twice and so near your holiday . They will probably cover you for cancellation if your hip issues were recorded when you took it out . Good luck .
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