I know exactly what you mean, OP. I am looking into changing my kitchen. It is solid wood, but has carved bits on every door, which makes it really difficult to keep clean, and it is very dated. There are open shelves too, which are also grease and dust traps.
Part of me thinks I should just get it resprayed to change the look of it. I know that that won't make it easier to clean though, so another part thinks I should get it replaced. The layout could do with tweaking too, which will involve plumbing and wiring as well as the cabinets and tiling etc, so it won't be cheap.
I still haven't got my pension, so any money I spend will be from savings which will be difficult (if not impossible) to replace, and I'm weighing up the fact that inflation will eat my savings and the costs will go up if I don't get it done now, against the fact that everything else is going up in price too, which will include any 'emergencies', whatever they might be. I'm going round in circles, so you have my sympathy.