Property Deeds

Did they leave them with a solicitor?

Or a bank?

My understanding is they are stored electronically at the Land Registry and a copy is easily available. I recently moved house and my conveyancing solicitor received mine directly from there before I’d even had a chance to look out the paper copy.

goodmove.co.uk/blog/where-are-house-deeds-held/

I've tried to find my friend's house deeds to check ownership of a patch of land. She bought the house in 1980 and the deeds are not on the Land Registry website. I think, unless the property has changed hands relatively recently, you might find that there isn't an electronic copy.

You need to contact the Land Registry and find out what record they have about the property. Then get that updated before you put it on the market.

We bought a retirement flat last year.
There was a very lengthy delay with the process because of the incorrect Land Registry records.

It depends.
In Scotland the deeds are in the process of being digitised and if like my house, built about 1811, the deeds haven't yet been digitised.

It was in the same family ownership until the 1950s, then used as laboratories until we bought it in 1980.
I tried to find the deeds and have at long last. My new solicitor has managed to extract 5 pages of it. He found it in the office of Sassines.

I would love to see the original deeds.

When my H died 6 years ago my solicitor just registered that the house was left to me and I received a statement from Land Registry that I am the owner of the house.
The actual deeds are still with the solicitor who acted for us when we paid of the mortgage but I have been told they will not be needed as Land Registry have official notification.

When my H died 6 years ago my solicitor just registered that the house was left to me

That was what hadn't been done for the property we were buying!

Deeds will be lodged at Land Registry, at least that's what my solicitor said. There may be a small fee to obtain them.

You cannot find the deeds because there are none. If you bought the house 8 years ago the only 'deeds' are the electronic deeds on the Land Registry computer system.

We are in the process of buying and selling property and everything has been done online, at least at our end. The house we are buying has not changed hands since 1968, and I suspect they are having to produce deeds because we have been sent copies of minor variations inrights of way since then.

If you only bought 8 years ago and you are England then you will have electronic deeds ....I have an 1870s housr...we have the original deeds ...they are amazing as they are so old....they are also worthless....its the electronic deeds which count ( we purchased 9.5 years ago)

It's dead easy to find entries on the Land Registry website - just enter the postcode. If you want additional information £7 will enable you to see the complete entry. BUT do make sure you are looking at the official website - there are others which will charge you a lot more

I have registered with the Land Registry to be informed if anyone tries to view our deeds/ registration. I received an email to say no one has tried recently

As others have said you can get office copies and plan from the Land Registry. If there is any additional paperwork such as planning documents that can't be found they will be covered usually by buying indemnity insurance. Your solicitor will sort all this for you.

My house was built in 2016. I asked my solicitor at the time to send me paper copy of everything, which she did. I'm very glad I have this as backup. Apart from that, my house is also registered electronically with the Land Registry.
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When I moved house recently my solicitor sent me the new deeds as an email attachment after I moved in. She advised me to keep the email safe for future reference as there would be no paper copy provided.

A few “what ifs” niggled at the back of my mind for a couple of days as I don’t fully trust having digital documents in case I hit the wrong button and they disappear. So, I’ve printed the deeds and they are now safely stored in my kicked the bucket filing box for my daughter and son to easily find. Hopefully not for many years as I’m loving my downsized abode 😊

Sounds to me like the property is possibly not registered. If so, it will have to be registered at the Land Registry by law. You will need a conveyancing solicitor to help you with this as it will be logged as a first registration.

Yes, as I was about to purchase this property when I was informed the deeds had been lost and why this happened.

I still went through with the purchase after agreeing the owner should pay the insurance in case there was any unwanted business built by the property etc. This has to paid for 12 years before I can hold the deeds which will now be in 4 yrs

contact Land Registry and also register to be notified if somebody shows an interest in the property. My husband knew of somebody who sold the family house without telling the legal owner. There are several scams

My DH died 3 years ago. Property in joint names and I was beneficiary. I had to instruct a solicitor to have the Deeds transferred solely into my name. Cost a small fortune eg over £1K for that one transaction House was a new build and only 12 years old at the time.

We bought a house 23 years ago without deeds - elderly owner who had gone into care, died and then the house was cleared. Looking at the information it had a Possessory Title, rather than an Absolute Title. We took out an Indemity Insurance (can't remember if we paid or the vendor's estate) which would pay out if anyone were to turn up with the deeds and prove a better right to ownership fo the property. As we knew she had been in the property since 1957 it wasn't really a risk. You are in a similar position and it will only be if you sell that there could be an issue with a potential stickler of a buyer.

Forgot to add, I subsequently mortgaged the porperty with no difficulties.

We’ve lived in our present house more than 40 years. Once we’d finished paying our mortgage the building society offered to store the deeds for us for a small amount each year- we’re still paying it down I assume they still have the deeds.