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House and home

House buying today.

(84 Posts)
Usedtobeblonde Wed 29-Apr-26 11:08:34

My GD and her BF have stating looking for a house to buy, it will be their first home together.
The first thing to be done is get a mortgage in principle, without this you cannot even make an appointment to view.
Fair enough, we can perhaps all remember the time wasters and the afternoon out viewers.

They have this offer now and have to submit the copy of this to the Estate Agents.
They saw a house yesterday, no chain, older, quite small house and could see potential in it.
This morning they made an offer, too low in my opinion , but that is a lesson for them to learn.
They have just texted me to say they have been asked to submit a summary of why they would like to buy that house.
Has anyone heard of this before?
Is it standard now?
I last bought a house in 1976 so am completely out of practice .
I doubt I will ever be back in practice actually.

icanhandthemback Mon 04-May-26 09:26:00

JaneJudge

my older son has just started renting and i honestly couldn't believe how much he had to go through, including most landlords requiring guarantors despite being above earning threshold . It's really difficult for young people

Once you are a tenant now, he should have some protection. My son went through the same when he left Uni and was just about to move when the Landlord, having agreed everything and signed a contract, just changed their mind to rent to a friend who would pay more. Whilst my son was devastated at the time, he found a much better place with a better landlord. Hopefully your son will have the same luck.

Oldnproud Mon 04-May-26 09:32:25

fancythat

But when?

Why has it not been done already?

And the biggest issue of all, and especially in light of the request of a reason to buy as well, does the daughter really want to sell. In her heart of hearts.

4th I suppose - why has she dragged her heels thus far in emptying the house/getting it ready for sale. Properly ready.
Though there may be excellent reasons for doing that,

Our family have had to sell two houses in the last six months, one following a death and the other because the owner had to go into a care home.
Based on this experience, I can tell you that in one of those cases the house was left fully furnished until the last possible minute on the advice of the insurer - as long as it was not 'empty', the existing insurance could continue. In the event, it wasn't cleared of furniture etc. until the week before the sale was due to be completed.

In the other case, at the stage of deciding which offer to accept, it was put to what seemed like the best candidate - whose offer was lower than the others, but had been living with parents for 12 months and had no chain- that we would accept their lower offer on condition that they took it still furnished. They accepted, so all that was removed prior to the sale were personal things such as clothing and bedding.
We were really lucky. That wouldn't work for most people, but it was a Godsend for us, and possibly for the new owner who can now use / clear/ replace things as and when they want to or can afford to.
It also shows a couple of reasons why a house might not have been cleared when it is on the market.

Cossy Mon 04-May-26 09:42:15

fancythat

But when?

Why has it not been done already?

And the biggest issue of all, and especially in light of the request of a reason to buy as well, does the daughter really want to sell. In her heart of hearts.

4th I suppose - why has she dragged her heels thus far in emptying the house/getting it ready for sale. Properly ready.
Though there may be excellent reasons for doing that,

I didn’t move the things out of my DM house until we sold it, two years after she died.
MIT was quite good as it turned out as the buyers asked us if we could leave certain furniture items, which we did, the rest was cleared two days before completion, house thoroughly cleaned and the day before completion the buyers paid for all the carpets to be cleaned. All that was left was what they requested and several tubs of flowers in the back garden.

Cossy Mon 04-May-26 09:45:08

I have to say, and it’s only my opinion, I only wanted a buyer who could pay close to the asking price and who could complete in a reasonable time.

I will do the same when we sell our current home and downsize. In my view, once a property is sold and owned by someone else it’s entirely their business what they choose to do.

JaneJudge Mon 04-May-26 11:06:17

Ivanhandthemback he found somewhere but had to change from the trendy town he wanted to a much less desirable one…still the same rent 🙅‍♀️

JaneJudge Mon 04-May-26 11:07:51

Fwiw on the subject of sentimentality. When we had to sell my late in laws home, my husband and siblings family home, they were very much swayed by the young family that wanted to buy and eventually bought it. We are a soft lot though

M0nica Mon 04-May-26 15:01:51

Cossy

I have to say, and it’s only my opinion, I only wanted a buyer who could pay close to the asking price and who could complete in a reasonable time.

I will do the same when we sell our current home and downsize. In my view, once a property is sold and owned by someone else it’s entirely their business what they choose to do.

Yes, but not everyone feels as you do. Many people become very attached to the house that was their home, especially if they have had to leave it involuntarily to go into care or sheltered housing and want to feel that the new owners will love it as they did, or that another young couple or family, like they were when they bought it, will buy it and live there as long as the previous owners do.

Sentiment and emotions play a large part in buying and selling property. even if you do not feel it.

NotSpaghetti Mon 04-May-26 15:59:24

I feel it too M0nica - even selling my mother-in-law's house.