Pay day loans.

Stop winding us up Frank!

Report them to the Trading Standards people, Frank.

You do not sound like one of the people that payday loans are mostly aimed at - really poor people who do not have enough money left to last until payday. That is how they catch them and then charge them a vast amount for their loan.

I thought you lived in a smart part of Birmingham , would not call Erdington smart .

Perhaps just me though .

And again ,

The pay day loans issue was being covered today on Radio 4.

Frank in this instance I would query the use of "targeting poor people like me*. Unless you were wearing a hi viz tabard with the words "Poor Person" emblazoned on it, I don't think you could lay claim to the phrase you used and that I have quoted in my response.

I think that people who hand out flyers in the street do so in a random way, and therefore unless you were actually wearing the tabard or had some other identifying signs about your person, you were not actually targeted.

Hi Nonu

I wanted a new light and there are 2 good light shops in Erdington and they are reasonably priced.
When I walked up the High Street I saw a brush and the 1 I had at home had seen better days.
I also got married to my late wife in Erdington.
She attended the St Barnabus Church in the High Street but I wanted to go to the United Reform Church in Sutton Coldfield.
We went to my church one week and the next week we went to her church and this continued.

Frank

Nono

The shops did not ask me where I was from and they accepted my London pension money in payment.

Frank

Still , Erdington is still aways from the Smart part , unless you count Sutton Coldfield as smart .

I have heard rumour that it is not like it used to be.

Well they would , they are hardly going to ask if the money came from a london pension Plan.

Surely, the whole reason for payday loans is to target poor people, although I am not sure that you constitute a "poor people" HUNTERF. But then people handing out leaflets are doing a pretty breadline job themselves so they just dish them out to anyone who'll take them – even property owners with nice cars.

Adieu , one and all , off to a "Smart " part of Birmingham ,tommorrow , ie Bournville . To see DD , SIL and GC .

Bye for now .

Hi Nonu

My friend inherited a house in Bournville and wished he could have kept it.
Unfortunately it was not convenient for his own and his wife's work.

Frank

I had digs in blur vile when I was a student.

It might have been a blur when I was there, but I typed ! Honest!

It's gone!!!!!!!!!!
iPad does not like Bourneville.

Galen

How can you afford an iPad.
I have only got 1 lap top

Frank

I saved my money and put it into my pension frank I also bought avc's.
I also have a macpro, an iPhone and have just taken delivery of my Bose wave!
This is my third iPad. I sold one to a friend and gave the other to my DD!
Why?

Galen that is such an impertinent question that I'm surprised you didn't tell him to mind his own xxxxing business.

He's not the o ly one who's saved, although he seems to think he is!
Should I tell him how much my house is worth and how much I spend on cruises, clothes and jewellery as well?

Frank you're doing it again, I did raise this matter on a previous thread.

Hi Galen

A lot of people have saved but according to what I have read the majority have not got a lot of private pension.
I only hope people who have saved for a pension will not be penalised for people who have not.

Frank

I have just seen this

http://money.uk.msn.com/socialvoices/payday-loans-who-cares-about-1000percent-aprs

Frank

Sometimes ones occupational pension is sufficient ,private pensions can be saved for when needed.
I have no objection to paying tax to pay for those who have not had my opportunities. I think a tone that does object is a selfish specimen!

a person that does object etc