Decent pension for all pensioners.

Oh, is it my turn?

You'll have to ask Ana it was her post first, but I did wonder.

Aka

Do you mean cats?.

Frank

Things are looking up for you, Frank!

I'm in danger of agreeing with you.

I think Frank, whoever he is, has one of the best senses of humour amongst us!

Cars don't get pensions Ana but as the owner of two elderly dogs I like Frank's proposal

I've paid NI contributions and tax for over 40 years but my car doesn't get a pension. I wish it did....

Ana

His owner was paying maximum NI contributions and 40% tax for over 30 years.

Frank

But has Andie paid his NI contributions, Frank? As you would surely be the first to point out, he shouldn't be entitled to a pension unless he's paid into the pot...

Anna

I have just thought Andie should get a state pension when he gets to 9.2857 years old as he will be 65 in dog years.
I must say however my previous dog was still guarding the house when he was 16 ( 112 in dog years ).


Frank

25 hours a day!?? Poor Andie - he must always be an hour behind...

Nonu

Andie does not sleep.
He has to guard the house for 25 hours a day.
He has barked in the middle of the night but on every occasion there has been something going on.
I have caught him resting his eyes.

Frank

Every person of pensionable age deserves a decent standard of living private pension or not,many many people have struggled throughout their lifetimes with hard and difficult jobs and just not been fortunate to be abke to pay into private pension plans when they could only just afford to keep their heads above water,we are very very fortunate that we both have good private pensions and state pension but if we didn't there is no way I would begrudge anyone who was better off financially,we would just cut our cloth accordingly and make it stretch to our needs,I would not have my car or be able to support our DGSs through their education costs but they would manage in some other way.
nonu hi-ya how are you babes.

Sleep well Frank, + of course Andie

Well this thread was not very popular.

Frank

You missing your sparring partner, Frank?

Where has Bentley49 gone?.

Frank

Agree!

I think the big wooden spoon is out again. Wind up time.

Frank we have had this discussion before and, as has been pointed out to you a number of times, some people were not in a position to pay into a pension scheme. Not everyone was fortunate enough to have the education to get a well paid job, or to have good health which enabled them to work and save for old age, or simply took low paid jobs which need to be done but which many of us won't do ourselves.

Your theory only caters for the strong in our society - who takes care of the weak?

janerowena

If a person has paid to have a state pension they should get it regardless of what assets they have.
Often they have paid the highest taxes and national insurance contributions.

Frank

sunseeker

I think the state pension should only provide a very basic standard of living, essential food and very basic accommodation.
If a person has not paid in to a pension scheme to provide for him / herself I should not be expected to provide any more as a tax payer.

Frank

Why on earth should he do that? If he chooses to give some money charitably, that's up to him. It's his money to do with as he wishes. Life is very unfair. But maybe when he dies his estate will pass to some extremely impoverished relatives of pensionable age in desperate need of his money.

Are you thinking that pensioners who have an income above a certain level shouldn't have a government pension? I think I would agree with that, but I do know a wealthy couple who donate theirs to charity. They spend ages deciding which charity should benefit each year, and they can't be alone in doing that.

Gerry surely the answer would be for the basic state pension to be enough to give every pensioner a decent standard of living